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401(k)

Monday’s need-to-know money news

October 31, 2016 By Liz Weston

wall_street_zombie_moneyToday’s top story: Frightening types of 401(k) fees. Also in the news: It’s time for open enrollment, how to avoid bringing zombie debt back from the grave, and the staggering amount of money behind all things pumpkin.

3 Frightening Types of 401(k) Fees
The dark side of retirement funds.

Nov. 1 Means It’s Time for Health Insurance Open Enrollment
Time to purchase health insurance.

1 wrong move can bring ‘zombie’ debt back from the grave

If you thought the pumpkin spice craze was a bit much, look at this number
Pumpkins are a smashing success.

Filed Under: Liz's Blog Tagged With: 401(k), halloween, health insurance, open enrollment, pumpkins, retirement savings, zombie debt

Wednesday’s need-to-know money news

October 5, 2016 By Liz Weston

common-retirement-mistakesToday’s top story: How to tell if your 401(k) is a dud. Also in the news: How to find unclaimed property, great tax deductions for retirees, and how to sneak more savings into your budget.

How To Tell If Your 401(k) Is a Dud
Reviving your retirement fund.

Are You Owed Money From a Forgotten Bank Account?
You could have unclaimed property.

5 Great Tax Deductions and Credits for Retirees
Maximizing your deductions.

How to Sneak More Savings Into Your Budget
You won’t even notice it’s gone.

Filed Under: Liz's Blog Tagged With: 401(k), Retirement, Savings, tax deductions, unclaimed property

How the Wrong Choice Could Ruin Your Spouse’s Retirement

August 15, 2016 By Liz Weston

1403399192000-retire-workThree key decisions about retirement benefits can help couples make their money last — or dramatically increase the chances the survivor will end up old and broke.

Widowed women are twice as likely as their male counterparts to live in poverty during retirement, according to a March study by the National Institute on Retirement Security. But anyone who outlives a mate can be vulnerable to a big drop in income and lifestyle because of shortsighted decisions about claiming benefits.

In my latest for the Associated Press, how to make the right choices for your retirement.

Filed Under: Liz's Blog Tagged With: 401(k), Retirement, Social Security

Monday’s need-to-know money news

July 25, 2016 By Liz Weston

401k-planToday’s top story: Why long-term care insurance is worth the expense. Also in the news: The differences between a 401(k) and a Roth 401(k), how to make yourself a better retirement saver, and keeping an eye out for electricity surge pricing.

Long-Term Care Insurance Is Worth the Expense
Paying now can save a lot later.

You Know About the 401(k) — But What About the Roth 401(k)?
Know the differences.

5 Ways to Make Yourself a Better Retirement Saver
Taking the long view.

Beware of Surge Pricing on Your Electric Bill
Running your air conditioner just got a bit pricier.

Filed Under: Liz's Blog Tagged With: 401(k), electric bill, electricity, long-term care insurance, Retirement, retirement savings, Roth 401(k), surge pricing, tips

Friday’s need-to-know money news

July 22, 2016 By Liz Weston

Financial-PlanningToday’s top story: How to find the best mortgage rate online. Also in the news: How to set up your first 401(k), what happens if you work after signing up for Social Security, and why we value purchases more when we pay with cash.

How to Find the Best Mortgage Rates and Lenders Online
Comparison shopping.

Class of 2016, Here’s How to Set Up Your First 401(k)
Happy Graduation! Time to focus on retirement.

What Happens if You Work After Signing Up for Social Security?
What you can and cannot collect.

Why We Value Purchases More When We Pay With Cash
The psychology of spending.

Filed Under: Liz's Blog Tagged With: 401(k), mortgage, mortgage rates, Retirement, retirement savings, Social Security

Thursday’s need-to-know money news

July 14, 2016 By Liz Weston

hidden-fees1Today’s top story: Scams to watch out for. Also in the news: Understanding Social Security spousal benefits after divorce, fixing a critical 401(k) flaw, and new airline luggage fees.

Scams Called ‘Worst’ of Consumers’ Top 10 Complaints
Don’t fall for them.

Divorce Doesn’t Preclude Social Security Spousal Benefits
Understanding the complicated rules.

How fix a critical flaw in 401(k) plans
Adjusting your retirement savings.

Some Airlines Have Rolled Out a New Luggage Fee
Pack appropriately.

Filed Under: Liz's Blog Tagged With: 401(k), airline fees, luggage fees, scams, social security spousal benefits

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