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Tuesday’s need-to-know money news

October 19, 2021 By Liz Weston

Today’s top story: 6 things you should know about signing up for Medicare. Also in the news: How to invest with your HSA, how Buy Now/Pay Later can be helpful, and how to use the 50/15/5 rule for spending and saving.

6 Things You Should Know About Signing Up for Medicare
With fall enrollment open through Dec. 7, here’s what you need to know about your sign-up options.

How to Invest With Your HSA, and Why
Health savings accounts have great benefits, including a triple tax advantage and the ability to invest your savings.

Buy Now, Pay Later Isn’t Bad — But Be Careful
Buy now, pay later makes it easy to take on debt, but if you use it with your budget in mind, it can be helpful.

How to Use the 50/15/5 Rule for Spending and Saving
Avoid overthinking your budget by using this simple rule of thumb.

Filed Under: Liz's Blog Tagged With: 50/10/5 budget rule, buy now pay later, investing with HSA, Medicare sign up, tips

How the toy shortage could affect your holidays

October 19, 2021 By Liz Weston

Many popular toys may sell out long before the holidays, thanks to ongoing pandemic-related disruptions. This could be a disaster — or a great opportunity to reshape how we celebrate.

We can shop earlier and more thoughtfully, resisting the last-minute scramble for “must-have” items that really aren’t. We can choose classic over trendy, handmade over mass-produced. We can swap experiences for stuff and even make this a learning opportunity for our kids.

In my latest for the Associated Press, strategies that could result in a saner, less-stressful holiday.

Filed Under: Liz's Blog Tagged With: holiday shopping, toy shortage

Monday’s need-to-know money news

October 18, 2021 By Liz Weston

Today’s top story: The end of student loan forbearance will be tougher on women. Also in the news: A new episode of the Smart Money podcast on what people get wrong about credit and how to build a budget when you’re self-employed, 5 misconceptions about how insurers price your auto premium, and start your holiday savings now to skip the regret later.

The End of Student Loan Forbearance Will Be Tougher on Women
Over a million women have had to drop out of the workforce

Smart Money Podcast: What People Get Wrong About Credit, and Self-Employed Budgeting
A discussion about what people get wrong when it comes to managing their credit — and how they can improve their credit the right way.

5 Misconceptions About How Insurers Price Your Auto Premium
Getting to the truth.

Start Holiday Savings Now, and Skip the Regret Later
Between now and December, these money-saving strategies can keep you from taking on additional debt or overspending.

Filed Under: Liz's Blog Tagged With: auto insurance premiums, credit misconceptions, holiday shopping, self-employed budget, Smart Money podcast, student loan forbearance and women

Thursday’s need-to-know money news

October 14, 2021 By Liz Weston

Today’s top story: 4 ways to fortify your finances against natural disasters. Also in the news: What ‘Medicare For All’ could mean for your healthcare, 8 times to rethink asking for a credit card product change, and the risks of crypto loans.

4 Ways to Fortify Your Finances Against Natural Disaster
A “go bag” for your money.

What ‘Medicare for All’ Could Mean for Your Health Care
The much-discussed proposal calls for universal single-payer health care. If enacted, what would it mean for you?

8 Times to Rethink Asking for a Credit Card Product Change
Switching to a different credit card can make sense in many circumstances. But here are times when it’s not the best option.

Crypto Loans Unlock Cash, but They Carry Risks
Borrowing against your crypto is possible, but its unstable value makes it a risky option.

Filed Under: Liz's Blog Tagged With: credit card product changes, crypto loans, cryptocurrency, finances, Medicare for All, natural disasters

Wednesday’s need-to-know money news

October 13, 2021 By Liz Weston

Today’s top story: The myths and realities of building your credit. Also in the news: What to expect if you test positive for COVID while traveling abroad, how to handle a top travel concern that emerged this summer, and how to tell if your employer’s 401(K) plan is any good.

Building Your Credit: Myths and Reality
Separating truth from fiction.

What to Expect If You Test Positive for COVID While Traveling Abroad
Testing positive while abroad can be expensive, stressful and, quite frankly, kind of boring.

How to Handle a Top Travel Concern That Emerged This Summer
Overcrowding tops the list of concerns for travelers, but there are steps you can take to avoid a wait.

How to Tell If Your Employer’s 401(k) Is Actually Good
Any 401(k) plan with a match is better than nothing—but here’s how to know whether yours is among the best.

Filed Under: Liz's Blog Tagged With: 401(k) plan, bulding credit myths, COVID, international travel, overcrowding

Tuesday’s need-to-know money news

October 12, 2021 By Liz Weston

Today’s top story: Make your money more exciting by keeping it boring. Also in the news: A new episode of the Smart Money podcast on finding a new job and rent vs. buy in a new city, 7 ways to make more confident COVID-Era business decisions, and why you might finally qualify for student loan forgiveness.

Make Your Money More Exciting — By Keeping It Boring
Growing your net worth doesn’t have to be a thrill ride. Boring money management allows you to live your life while your nest egg grows in the background.

Smart Money Podcast: Finding a New Job and Rent vs. Buy in a New City
Getting what you want out of a new job.

7 Ways to Make More Confident COVID-Era Business Decisions
Here’s how to make COVID-era decisions with less anxiety.

You Might Finally Qualify for Student Loan Forgiveness
New Public Service Loan Forgiveness rules mean hundreds of thousands of borrowers could have their loans forgiven faster than expected.

Filed Under: Liz's Blog Tagged With: budget tips, COVID-era business decisions, job hunting, rent vs. buy, Smart Money podcast, student loan forgiveness

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