Equifax hack: Freezing your credit isn’t enough

The Equifax hack exposed the names, addresses, birthdates and Social Security numbers of up to 145.5 million Americans. Drivers license information for 10.9 million people was also exposed, according to a Wall Street Journal report.

Credit freezes won’t prevent criminals from taking over credit, bank, retirement and investment accounts, says security expert Avivah Litan with Gartner Research. Thieves also could use the purloined information to snatch your tax refund or mess with your Social Security benefits. Your email, phone, shopping and cloud-based storage accounts aren’t safe, either.

Read my Associated Press column for the steps you should take now.


  1. Regarding your Equifax Hack post, I get some comfort from the longer term solutions. Discover credit card recently started listing your current credit score on each monthly statement. Which is great, as 5 years from now my credit will no longer be frozen, but all my data, birthday and such will all remain the same. Who knows is Discover will continue that service long term, but it would signal me if my credit goes off-the-tracks.
    Great info here. All the best. Tom