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Liz Weston

Friday’s need-to-know money news

June 27, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: The consequences of never checking your credit report. Also in the news: How your smart phone can help your budget, how bad America is at saving for college, and are memberships to big box stores worth it?

What Happens if I Never Check My Credit Report?
You really, really don’t want to do that.

How Your Phone Can Boost Your Budgeting
Savings at your fingertips.

How Bad Is America at Saving for College?
Needs improvement.

What Member Discount Programs are Worth the Cost?
Are the gigantic packs of toilet paper worth it?

In 30 Minutes, She Cut Her Credit Card Debt by $3,128
Negotiating skills are a must.

Filed Under: Liz's Blog, Uncategorized Tagged With: apps, budget, budgeting tools, College Savings, Credit, credit report, membership savings

Thursday’s need-to-know money news

June 26, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: How to eat healthy while on a tight budget. Also in the news: Mistakes you’re making with your life insurance, why you should live like you’re already retired, and debunking credit card myths.

4 Ways to Eat Healthy on a Budget
Healthy doesn’t have to mean expensive.

3 Costly Mistakes You Are Making on Life Insurance
Re-evaluating your coverage is crucial.

Why You Should Live Like You’re Already Retired
A different financial mindset could make saving money easier.

5 Credit Card Myths Debunked
Mythbusting.

How To Declare Your Financial Independence
Just in time for the 4th of July!

Filed Under: Liz's Blog Tagged With: Credit Cards, financial independence, grocery budget, Retirement, Savings

Wednesday’s need-to-know money news

June 25, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: How to build credit when you don’t want a credit card. Also in the news: Why you shouldn’t turn your 401(k) over to a broker, how to save on summer energy costs, and how to save on health care while you’re retired.

How to Build Credit Without a Credit Card
For those with no interest in having a credit card.

The One Reason to Nix A 401(k) Rollover to a Broker
Two words: brokerage commissions.

7 Ways to Cut Your Summer Energy Costs
No need to make your wallet sweat too.

5 ways to reduce retiree health care costs
How to reduce the price tag on your care.

Study: When the Honeymoon is Over, Credit Scores are Extremely Important
Getting down to the nitty gritty

Filed Under: Liz's Blog Tagged With: 401(k), building credit, Credit Scores, health care costs, retirees, summer energy costs, tips

Gamers helping gamers…get into college

June 25, 2014 By Liz Weston

Zemanta Related Posts ThumbnailSamantha Castillo drove her family a bit crazy with her love for video games–and her criticisms of the ones that could be better. She loved educational games when she was little, for example, but found the games for older kids could be pretty dull.

So she jumped at the chance to learn game design from USC’s Game Innovation Lab when she was in high school. In return, the lab wanted high schoolers’ help in designing games to make it easier for first-generation students to apply for college.

“First generation” students are those whose parents haven’t gone to college. The knowledge gap between those parents, and the ones with college degrees, can be huge. Kids without parents to guide them through the application and financial aid processes are less likely to attend college, and less likely to get college degrees when they do. A big problem is “under-matching,” when the student settles for a much less challenging or selective school than the ones for which she’s qualified.

That could have been Castillo, who lives in a neighborhood where just getting through high school is considered an accomplishment. She had a vague idea that she might go on to community college, but wasn’t sure what that would involve.

So she asked a lot of questions, and helped to research the answers. Just the fact that the game developers listened to her and her opinions gave her more confidence.

Fast forward to today: Castillo is about to graduate USC with a degree in neuroscience. She credits the game lab, and working on its college application games, with the big step up in her ambition and accomplishment.

For more on Castillo, and the games, read my Reuters column this week: “To get into college, play a game or two.”

 

Filed Under: Liz's Blog Tagged With: college, college application, financial aid, Game Innovation Lab, USC

Tuesday’s need-to-know money news

June 24, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: Finding the best travel rewards credit cards. Also in the news: Five ways tot get things off of your credit report, what your parents didn’t teach you about personal finance, and five bad financial habits you need to break.

The Best Travel Rewards Credit Cards in America
How to get the most from your summer travel.

5 Ways to Get Things Off Your Credit Report
Erasers don’t actual work in this case.

What Your Parents Never Taught You About Personal Finance
The information age has changed the game.

5 Bad Financial Habits You Need to Break
Time to stop your chronic overspending.

5 Ways To Save On Home Remodeling
How to remodel without breaking the bank

Filed Under: Liz's Blog Tagged With: bad financial habits, Credit Cards, credit report, personal finance, remodeling expenses, travel rewards

Monday’s need-to-know money news

June 23, 2014 By Liz Weston

images (1)Today’s top story: Four quick tips to improve your credit score. Also in the news: What really matters when it comes to credit reports, should you move while retired, and why you shouldn’t put your retirement savings on the back burner.

How to Improve a Credit Score: 4 Quick Tips
Quick ways to boost your score.

What Really Matters When It Comes to Credit Reports
Focus on the important things.

Is Moving in Retirement a Smart Money Choice?
Are you better off staying put?

Don’t Put Saving for Retirement on the Back Burner
It’ll be here before you know it.

Retired couples wrestle over money issues
How to deal with financial stress.

Filed Under: Liz's Blog Tagged With: credit report, retirement. credit scores

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