Get smart with your money
Today’s top story: Should your student loans and your spouse’s get hitched? Also in the news: Investing vs paying student loans, the blunt truth about medical expenses, marijuana, and your tax returns, and how to figure out your finances when you’re single. Should Your Student Loans and Your Spouse’s Get Hitched? A look at the […]
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Dear Liz: I have been contributing to a Roth 401(k) and a Roth IRA for several years. I plan to retire early. Am I able to withdraw any of my Roth contributions without penalty before I reach age 60? Answer: Your contributions to a Roth IRA can always be withdrawn tax free, at any time […]
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Dear Liz: I cannot find when the SECURE Act takes effect. My wife, who turns 69 this summer, has a traditional Roth IRA worth about $150,000, all in a single large-company growth mutual fund. Obviously we don’t want to see it depreciate during a certain-to-come down market and then have to begin withdrawals before the […]
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Dear Liz: I have appreciated your advice over the years, but I strongly disagree with your information about relying on electronic media during a disaster. If a really big disaster happens in this country, there will be no internet or Wi-Fi available. When the Loma Prieta earthquake hit in 1989, everything was offline for days, […]
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Today’s top story: I travel-hacked a college tour and saved $3,000 miles. Also in the news: How to fight back against being an online fraud target, 3 essential budget categories, and where to find deals on National Pizza Day. I Travel-Hacked a College Tour and Saved $3,000 An Amtrak sale inspired me to use points, […]
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Today’s top story: How ex-offenders can rebuild with a bank account. Also in the news: Determining how much you should spend on rent, how to have a baby even if you’re worried you can’t afford it, and how to handle awkward financial conversations. How Ex-Offenders Can Rebuild With a Bank Account Starting over. How Much […]
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Today’s top story: How to avoid PMI when buying a home. Also in the news: Getting to know your scary new car, 8 African-American financial gurus to follow for 2020, and how to recertify your student loan repayment program. How to Avoid PMI When Buying a Home Ways around private mortgage insurance. Get to Know […]
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Amtrak’s “buy one, get one” spring sale got me started. My teenage daughter and I had used a similar two-for-one deal last year to take an overnight train trip from Los Angeles to Portland, Oregon. This year, she wanted to use her spring break to check out colleges in Chicago as well as the Pacific […]
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Today’s top story: 9 money resolutions and tips for 2020 from our experts. Also in the news: How one woman paid off nearly $125,000 of debt in nine years, how to pay off Parent PLUS loans faster, and why the IRS wants you to do your taxes early. 9 Money Resolutions (and Tips) for 2020 […]
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Today’s top story: Is chasing the highest savings rate worth it? In other news: A new tax form that may help simplify things for seniors, a new episode of the SmartMoney podcast, and 5 things you’ll wish you knew before you retired. Is Chasing the Highest Savings Rate Worth It? Breaking down the pros and […]
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