Will the new credit score change your life?

YCS4 coverIn case you missed them, here are some of the issues I’ve been writing about recently:

A much-heralded new version of the VantageScore could offer big benefits to consumers, but only if lenders actually start to use it. Read all about it in “New credit score could change lives.”

HSAs still aren’t a household acronym, but more companies are offering these health care accounts–and yours might be next. For the right people, HSAs can be a way to supercharge your retirement savings since they allow you to invest unused cash contributions in stocks. But you also run the risk of having the market wipe out your health care funds right when you need them. Read “Should you invest health care funds?” for more.

Divorce doesn’t necessarily separate your credit obligations, and a vengeful or oblivious ex can really mess up your credit. Learn what you should know before and after your split in “Don’t let your ex trash your credit.”

Are you giving identity thieves the clues they need to hack into your life? If you use social media, the answer may be yes. Read “Secrets you should yank off Facebook now.”

Related Posts

  • Split credit accounts when you split with a spouse Dear Liz: I just finished paying off my last credit card and checked my credit report as I am now separated from my wife. I found we had […]
  • Ex-wife is still on his credit cards Dear Liz: My boyfriend is deployed. I have his power of attorney, and during his deployment I have paid off all of his credit card debt. […]
  • Now available: My new book! Do you have questions about money? Here's a secret: we all do, and sometimes finding the right answers can be tough. My new book, "There […]
  • The weekly round-up Spring break starts tomorrow for my kiddo, so I won't be hanging out at the computer--we've got some serious goofing off to do. Therefore, […]


  1. Dear Liz:

    Do you know of good reputable credit repair companies in the New York City area. This is for getting advice on improving credit score.

    Thanks, Puch

    • lizweston says

      “Good reputable credit repair” is kind of an oxymoron. There’s so much fraud in this area that most people are better off just learning about how credit scores work and applying that information themselves. My book “Your Credit Score” is at most libraries; you might start there. If your credit scores are being affected by false information that the credit bureaus won’t delete, then you may want to hire an experienced attorney to help (you can get referrals at http://www.naca.net). But try the DIY approach first.