Wednesday’s need-to-know money news

North-Dakota-Oil-BoomToday’s top story: Habits that can help you build good credit. Also in the news: Lessons from the oil boom and bust, replacing your financial adviser, and how to prepare for the new Obamacare tax form.

4 Habits That Can Help You Build Good Credit
Getting in the habit of building credit.

Five personal finance lessons from the oil boom and bust
What you can learn from the volitaile oil market.

Should You Replace Your Financial Adviser In 2016?
How to tell if you’re getting your money’s worth.

Are you prepared for new Obamacare tax forms?
New year, new tax form.