Thursday’s need-to-know money news

retirement-savings3Today’s top story: How to choose the best credit card perk. Also in the news: Why you should avoid taking a retroactive Social Security benefit, what we can learn from the IRS data breach, and why putting off saving for retirement in order to be debt free could be dangerous.

Cash Back vs. Miles: Which Credit Card Perk Should I Choose?
Which perk gets you the most for your money.

Don’t Let Social Security Reduce Your Retirement Benefit By Making You Take Retroactive Benefits
Getting what you’ve worked for.

Are You ‘Over-Exposed’ Online? Lessons From IRS Hack
What we can learn from the latest data breach.

Don’t Put off Retirement Savings to Be Debt Free
Good intentions could backfire.

Essential Money Moves to Make in Your 40s
Retirement is closer than you’d think.

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