Monday’s need-to-know money news

Today’s top story: Tips for appealing s denied health insurance claim. Also in the news: A new episode of the Smart Money podcast on pet insurance and tax refunds, learning about your money in small steps, and big expenses you could face in retirement.

Tips for Appealing a Denied Health Insurance Claim
You have some recourse to get the insurance company to reverse its decision.

Smart Money Podcast: Using Your Tax Refund, and Is Pet Insurance Worth the Cost?
If you’re expecting a tax refund, it might be late. Plus, thinking through health care costs for a beloved pet.

Learn About Your Money in Small, Manageable Steps
April is Financial Literacy Month.

4 Big Expenses You Could Face in Retirement
Retirement planning is part savings, part guessing game.

Tuesday’s need-to-know money news

Today’s top story: 3 ways to get money back when COVID ruins your vacation. Also in the news: 5 key numbers to know about savings accounts, a new episode of the SmartMoney podcast, and red flags to look out for from personal finance influencers.

3 Ways to Get Money Back When COVID Ruins Your Vacation
COVID-19 still has the potential to derail plans, but you can protect the value of your vacation with some options.

5 Key Numbers to Know About Savings Accounts
Knowing about account minimums, fees and rates can help you maximize your savings.

Smart Money Podcast: The Fed Interest Rate Hike, and What’s a Credit Card Authorized User?
Higher interest rates may affect your mortgage and credit card payments, as well as everyday finances.

17 Huge Red Flags From Personal Finance ‘Influencers’
There’s good advice out there, as long as you can tell the good financial influencers from the shady ones.

Monday’s need-to-know money news

Today’s top story: Why rising car prices make gap insurance worth a look. Also in the news: The fed interest rate hike, and what a credit card authorized user is, how to apply for a credit card, and how to handle a windfall.

Why Rising Car Prices Make Gap Insurance Worth a Look
If your car is totaled or stolen and you owe more than it’s worth, gap insurance can help pay the difference.

Smart Money Podcast: The Fed Interest Rate Hike, and What’s a Credit Card Authorized User?
Higher interest rates may affect your mortgage and credit card payments, as well as everyday finances.

How to Apply for a Credit Card: Questions You’ll Be Asked
Applying for a credit card isn’t hard, but it helps to know in advance what information you’ll need.

‘Where’d the Money Go?’ How to Handle a Windfall
A windfall can either be a lifeline to short-term financial relief or a stepping stone to long-term financial stability.

Thursday’s need-to-know money news

Today’s top story: How buy now, pay later loans could alter credit. Also in the news: An interview with Tori Dunlap, founder of the blog Her First $100K and the “Financial Feminist” podcast, when to refinance student loans, and how to get ready to pay $5 a gallon for gas.

How Buy Now, Pay Later Loans Could Alter Credit
No one should expect that their buy now, pay later purchases will instantly open the door to better credit.

Smart Money Podcast: How I Got Here: Tori Dunlap of Her First $100K
Sean interviews Tori Dunlap about how she got to where she is today and the lessons she learned along the way.

Should You Rush to Refinance Your Student Loans?
Private student loan borrowers, whose payments aren’t suspended and who won’t benefit from any federal cancellation, may be wondering if now is their last chance to refinance at interest rates near historic lows.

Are You Ready to Pay $5 a Gallon for Gas?
Honing your driving skills and paying with a rewards card can help you control gas costs in a time of uncertainty.

Monday’s need-to-know money news

Today’s top story: Combating inflation, and saving for retirement amid climate change. Also in the news: 3 ways to lessen the impact of inflation on your small business, 3 ways small-business owners will feel a fed rate increase, and how to get on top of planned expenses with sinking funds.

Smart Money Podcast: Combating Inflation, and Saving for Retirement Amid Climate Change
Things may seem grim, but you can still take steps to set yourself up for long-term financial success.

3 Ways to Lessen the Impact of Inflation on Your Small Business
Lessen the impact of inflation on your business by raising your prices, refining your operations and working with a financial advisor.

3 Ways Small-Business Owners Will Feel a Fed Rate Increase
The Federal Reserve plans to raise interest rates multiple times in 2022.

Get on Top of Planned Expenses With Sinking Funds
Mapping out big purchases in advance gives you time to save by adding regularly to “sinking funds” for each goal.

Monday’s need-to-know money news

Today’s top story: Mortgage Outlook in March. Also in the news: Balancing Hopes, Dreams and a Low-Paying College Major, Smart Money podcast on the tax, and how to safely tap home equity in a financial emergency.

Mortgage Outlook: Rates Could Keep Climbing in March
Mortgage rates are more likely to go up than go down in March.

Balancing Hopes, Dreams and a Low-Paying College Major
Liberal arts grads face longer odds compared with science, technology, engineering and mathematics degrees, but a well-chosen humanities major doesn’t have to be a vow of poverty.

Smart Money Podcast: The Tax Episode
Sean and Liz discuss deductions, credits and how to know when to call in a tax pro.

How to Safely Tap Home Equity in a Financial Emergency
Understand the costs and risks of borrowing against your home equity before tapping into it.

Monday’s need-to-know money news

Today’s top story: Why you should consider a smaller car insurer. Also in the news: A new episode of the Smart Money podcast on credit union perks and getting into the housing market, tax tips for small business owners, and paying off your starter home vs saving cash for the next one.

Why You Should Consider a Smaller Car Insurer
Bigger isn’t always better when it comes to car insurers. Smaller insurers are worth a look, too.

Smart Money Podcast: Credit Union Perks, and Getting Into the Housing Market
When members rather than stockholders own a financial institution, results are often lower rates on loans.

7 Ways Small-Business Owners Can Save on Taxes in 2022
Seven things entrepreneurs and independent workers can do to lower their tax bills and their anxiety this filing season and in the year ahead.

Should You Pay Off Your Starter Home, or Save Cash for the Next One?
The market’s too hot but you’ve already stocked away a down payment—so what’s your best move?

Monday’s need-to-know money news

Today’s top story: Do you really need a million dollar life insurance policy? Also in the news: A new episode of the Smart Money podcast on stock market shakiness, DIY vs Calling a Pro, and everything you need to know about your next side hustle.

Do I Really Need a Million-Dollar Life Insurance Policy?
You don’t need to be a millionaire to qualify for a large life insurance policy.

Smart Money Podcast: Stock Market Shakiness, and Car Buying in 2022
In dealing with stock market jitters and the need to replace a car this year, patience can really pay.

DIY or Call a Professional: Which Is Right for Your Remodel?
You can save money on easier home updates, but call an expert if a project involves plumbing or electrical work.

Everything You Need to Know About Your Next Side Hustle
You’ve heard that the grind never stops. But how do you get the grind to start?

Monday’s need-to-know money news

Today’s top story: 5 homebuying lessons from last year’s unsuccessful buyers. Also in the news: A new episode of the Smart Money podcast on No Spend Month and making money while raising kids, why you can expect to pay more for car insurance this year, and why banks are eliminating overdraft fees.

5 Homebuying Lessons From Last Year’s Unsuccessful Buyers
Buying a home in 2022 won’t be easy, but learning from last year’s challenges might give you the edge that you need to succeed.

Smart Money Podcast: No-Spend Month, and Making Money While Raising Kids
How to make a no-spend month work for you.

Why You Can Expect to Pay More for Car Insurance This Year
Rising car prices, supply-chain and labor shortages, plus minimal rate increases last year are leading to an expected surge in car insurance costs.

Why Banks Are Eliminating Overdraft Fees
More banks are reducing or eliminating overdraft fees on customer accounts because of increased competition.

Thursday’s need-to-know money news

Today’s top story: The mental health risks of retiring. Also in the news: Prepare your business finances now in case of natural disasters, a new episode of the Smart Money podcast on achieving your dreams, and why you should switch to online invoicing.

The Mental Health Risks of Retiring
Retiring can pose challenges.

Prepare Your Business Finances Now in Case of a Natural Disaster
Insurance, disaster loans and a business continuity plan can help you weather a natural disaster.

Smart Money Podcast: Make a Plan to Achieve Your Dreams
A pilot with sky-high ambitions gets some help figuring out how to launch his dreams.

4 Reasons to Switch to Online Invoicing
Small businesses can better manage cash flow, be more efficient and get paid faster with online invoicing.