Get smart with your money
You’ve cut spending to the bone, sold excess stuff and hustled every side gig imaginable. But your emergency fund, if it ever existed, is on fumes.
What you do next may determine how fast — or even whether — you recover from the setback of losing your job.
In my latest for the Associated Press, how to survive a lack of emergency funds without making things worse.
Today’s top story: What retirement savers need to know about Trump’s action on the advisor rule. Also in the news: Using your emergency fund to pay off debt, breaking up with your bank, and what to do if the IRS breaks the rules.
What Trump’s Action on Advisor Rule Means for Retirement Savers
The fiduciary rule is now in question.
Emergency Funds: Should You Use Yours to Pay Down Debt?
Making a tough decision.
Sean Talks Money: Don’t Cling to a Bank You Don’t Love
Breaking up with your bank.
Know your rights if the IRS breaks the rules
Taxpayers have rights, too.
Today’s top story: Protecting yourself from debt collection scams. Also in the news: Building a small emergency fund while living paycheck to paycheck, how Millennials can save for retirement, and how to stop wasting your frequent flier miles.
Spot Debt Collection Scams and Protect Your Money
Defending yourself from scams.
Saving $1,000 When You’re Living Paycheck to Paycheck
Building a small emergency fund.
Deck is stacked against Millennial savers: Here’s how to succeed
How to save and invest for retirement.
How to stop wasting your frequent flier miles
Don’t leave any miles unused.
Today’s top story: Debunking emergency fund myths. Also in the news: How filing separately could give some couples a lower tax bill, the financial benefits of living with less, and how much down payment you should have to buy a home.
Debunking 5 Emergency Fund Myths
Separating fact from financial fiction.
Filing Separately Could Give Some Couples a Lower Tax Bill
Splitting up your tax returns could save you money.
The Financial Benefits of Living With Less
Downsizing your way out of debt.
How Much Down Payment Do You Need to Buy a Home?
How much do you really need?
Today’s top story: Smart things to do with your tax refund. Also in the news: New options for payday loan borrowers, how to build an emergency fund on a low income, and how to decide when to claim Social Security.
Smart Things To Do With Your Tax Refund
Putting your refund to good use.
A New Option for Payday Loan Borrowers
Borrowers in California and Texas may have better options.
Build Your Emergency Fund On a Low Income With a Simple Bill Tweak
A slight tweak in how you pay your bills could save the day.
3 fast facts that can help you decide when to claim Social Security
Making the best decision for your retirement.
Today’s top story: Online financial information and resources for Veterans. Also in the news: Determining when to lock in your mortgage rate, what you’ll need to save for a down payment in America’s biggest cities, and why you need an emergency fund.
Online Financial Information and Resources for Veterans
Thank you for your service.
When Should I Lock In My Mortgage Rate?
How to determine the best lock in date.
Here’s How Much You Need To Save For A Down Payment In America’s Biggest Cities
Take a deep breath.
Why You Need an Emergency Fund
A single event could completely upend your finances.