Wednesday’s need-to-know money news

Today’s top story: Identity theft risks for holiday shoppers. Also in the news: What to buy and skip in December, paying down student debt on a nonprofit salary, and how to make the most of the child tax credit this year.

Holiday Shoppers, Beware of These 3 Identity Theft Risks
Watch out for grinches.

What to Buy (and Skip) in December
Hold off on jewelry.

Debt Diary: Paying Down $19K in Student Debt on a Nonprofit Salary
One man’s journey.

How to make the most of the child tax credit this year
A look at the changes.

Tuesday’s need-to-know money news

Today’s top story: With money goals, multitasking pays off. Also in the news: Snagging hotel loyalty perks, what to know about high yield reward checking accounts, and how to not let debt ruin your holiday.

With Money Goals, Multitasking Pays Off
There needs to be more than just paying off debt.

Snag These Hotel Loyalty Perks, Even if You’re Disloyal
It all depends on the right card.

What to Know About High Yield Reward Checking Accounts
Some accounts offer interest as high as 5%.

Don’t Let Debt Ruin Your Holiday
Some people are still paying off last year’s gifts.

With money goals, multitasking pays off

Tackling money goals one at a time cost financial literacy expert Barbara O’Neill at least $1 million.

That’s how much O’Neill, a distinguished professor at Rutgers University, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.

“I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could’ve had $2 million,” O’Neill says.

Too often, financial experts say, people want to attack their money goals one at a time: “As soon as I pay off my credit card debt, then I’ll start saving for a home,” or, “As soon as I pay off my student loan debt, then I’ll start saving for retirement.”

These folks don’t realize how costly the words “as soon as” can be. In my latest for the Associated Press, paying off debt is a worthy goal, but it shouldn’t come at the expense of other goals, particularly saving for retirement.

Tuesday’s need-to-know money news

Today’s top story: 5 questions to ask before buying life insurance at work. Also in the news: Why credit cards should get another chance after you pay off debt, how not to get spooked by your credit card bill this Halloween, and setting up your financial accounts like you’re going to be hacked.

Answer 5 Questions Before Buying Life Insurance at Work
What to ask yourself before signing up.

Why Credit Cards Should Get Another Chance After You Pay Off Debt
The rewards are worth it.

This Halloween, Don’t Get Spooked by Your Credit Card Bill
How to avoid sticker shock.

Set Up Your Financial Accounts Like You’re Going to Be Hacked
Beat hackers to the punch.

Tuesday’s need-to-know money news

Today’s top story: How an engineer digs out of $100,000 in loans. Also in the news: What to do if Hurricane Florence hits your home and/or mortgage, 3 low-stress ways to invest for retirement, and the pros and cons of identity monitoring.

Debt Diary: How an Engineer Digs Out of $100,000 in Loans
Accounting for every single expense.

What to Do If Hurricane Florence Hits Your Home, Mortgage
Recovering from disaster.

3 Low-Stress Ways to Invest for Retirement
How to get started.

The Pros and Cons of Identity Monitoring Services
Are they worth the expense?

Wednesday’s need-to-know money news

Today’s top story: Ditching debt while budgeting for a baby. Also in the news: What to do if Hurricane Florence hits your home and/or mortgage, five people who are crushing student debt, and what you can learn from the last financial crisis to help you with the next.

How I Ditched Debt: Changing Habits, Budgeting for a Baby
A shift in priorities.

What to Do If Hurricane Florence Hits Your Home, Mortgage
The Category 4 storm is heading towards the Carolinas.

Meet 5 People Who Are Crushing Student Debt
Tips from the masters.

Here’s what you can learn from the last financial crisis that will help you with the next
Planning ahead.

Tuesday’s need-to-know money news

Today’s top story: What to do if Hurricane Florence hits your home, mortgage. Also in the news: How to choose a college major with loan debt in mind, the pros and cons of product subscriptions, and the 10 cities where Millennials have the most debt.

What to Do If Hurricane Florence Hits Your Home, Mortgage
Things to do immediately.

Razors, Makeup, Hot Sauce — You Can Subscribe to Almost Anything. But Should You?
Are the discounts truly worth it?

These 10 Cities Are Where Millennials Have The Most Debt
San Antonio leads the way.

Thursday’s need-to-know money news

Today’s top story: 4 ways to get a sales price when there isn’t a sale. Also in the news: What to buy and skip in September, why your kid’s after-school job may mean tax homework for you, and why your credit card debt is worse than your mortgage debt.

4 Ways to Get a Sale Price When There Isn’t a Sale
It can be as simple as just asking for one.

What to Buy (and Skip) in September
Skip the televisions.

Your Kid’s After-School Job May Mean Tax Homework for You
When to file a return.

Your Credit Card Debt Is Worse Than Your Mortgage Debt
The difference between good and bad debt.

Thursday’s need-to-know money news

Today’s top story: Plug into your car’s computer to save money and drive safer. Also in the news: How to reset retirement plans to weather a downturn, the easiest way to earn 6,000 Rapid Rewards point, and why you should pay off all of your debt before investing in stocks.

Plug Into Your Car’s Computer toonboardney, Drive Safer
Your on-board computer can tell you a lot about your driving habits.

How to Reset Retirement Plans to Weather a Downturn
Making the adjustments.

Quite Possibly the Easiest Way to Earn 6,000 Rapid Rewards Points
All it takes is a newsletter.

Pay off all your debt before investing in stocks
Credit card debt is the worst.

Wednesday’s need-to-know money news

Today’s top story: 3 simple things anyone can do to stay out of debt. Also in the news: Summer is the perfect time for a financial checkup, how to ace back-to-school shopping, and how stashing receipts saved one man over $1000 in 7 months.

3 Simple Things Anyone Can Do to Stay Out of Debt
Knowing your limits.

Summer Is the Perfect Time for a Financial Checkup
Checking your financial health.

Ace Back-to-School Shopping With 6 Smart Moves
Starting the school year off right.

How stashing receipts saved one man over a $1,000 in 7 months
Hold on to every single one.