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Grab your Small Business Saturday credits now

November 17, 2014 By Liz Weston

Zemanta Related Posts ThumbnailAmerican Express’ “Small Business Saturday” credits are back, and they’re more lucrative this year: a $10 statement credit for purchases of $10 or more at qualifying small businesses on Nov. 29. You can get up to $30 in credits on each registered card.

I signed up three of our Amex cards yesterday when registration opened, which means we’re now eligible for $90 in statement credits. I then checked the list of small businesses in our neighborhood where we can use the credits, and sketched out what I plan to buy where. I’ll get a chunk of my Christmas shopping done, while also picking up supplies I was planning to buy anyway.

Free money is always good, and free money to support the businesses that support our community is even better.

Amex says registration for the cards is limited, so hop to it. You can use the “Amex offers for you” tab in your online Amex account or the ShopSmall.com site. Using “offers for you” tab seems to preclude you from registering more than one card, but it appears you can register additional cards at the ShopSmall site. Make sure to read the offer terms so you understand how the credits work and what type of transactions don’t qualify (such as transactions made with an electronic wallet, through a third party or if the merchant uses a mobile or wireless card reader to process the transaction).

Filed Under: Liz's Blog Tagged With: American Express, Christmas, Credit Cards, holiday, shop local, Shop Small

Wednesday’s need-to-know money news

October 22, 2014 By Liz Weston

download (1)Today’s top story: The best low interest credit cards in America. Also in the news: How to have the money talk with your new significant other, why a new IRS rule could change your 401(k) contributions, and how to choose investments for your retirement account.

The Best Low-Interest Credit Cards in America 2014
The lower the better.

How To Bare Your Finances To Your New Love
Tips on having The Talk.

New IRS Rule Can Make Big Difference in 401(k) Contributions
Understanding the new rules.

How To Choose Investments For Your Retirement Account
Choosing for the future.

15 Personal Finance Experts Tell Us: ‘The Best Thing I Ever Bought for $20 or Less’
What to do with the twenty that’s burning a hole in your pocket.

Filed Under: Liz's Blog Tagged With: 401(k) contributions, couples and money, Credit Cards, Investments, retirement accounts

Tuesday’s need-to-know money news

October 21, 2014 By Liz Weston

life isurance blank bar chart and glasesToday’s top story: Life insurance mistakes you must avoid. Also in the news: The gift tax, how to get better financial advice, and seven credit card strategies that can improve your credit.

Five Life Insurance Mistakes That Can Haunt You
These mistakes can be costly for both you and your loved ones.

Remember, Some Gifts Are Taxed
The gifts that keep on giving (and taking).

A Simple Tool for Getting Better Financial Advice
It’s about more than just your money.

7 Credit Card Strategies to Help Your Credit
Using your cards to give your credit a boost.

4 Great Ideas from Hanging Around with Financial Bloggers
Tips from those in the know.

Filed Under: Liz's Blog Tagged With: Credit Cards, Credit Score, financial advisors, financial bloggers, gift tax, life insurance, tips

Monday’s need-to-know money news

October 20, 2014 By Liz Weston

22856641_SAToday’s top story: How Americans sabotage their savings. Also in the news: Ways you can make your children’s college dreams come true, the best credit cards for holiday shopping, and the multitude of ways you can get a free copy of your credit score.

5 Ways Americans Sabotage Their Savings
Stop doing them.

The Simple Path to Making Your Children’s College Dreams Come True
Relatively speaking.

3 Best credit cards this holiday season
Maximizing bonuses.

The Many Ways You Can Get a Free Copy of Your Credit Score
You have no excuse not to get one.

Babies born today get free $500 mutual fund investment
One day only!

Filed Under: Liz's Blog Tagged With: College Savings, Credit Cards, credit report, Credit Score, holiday shopping, mutual funds

Monday’s need-to-know money news

October 6, 2014 By Liz Weston

bills-smallToday’s top story: What you should do if you’re late with your credit card payments. Also in the news: How the homes of baby boomers could become liabilities, what 20% of tax payers are doing wrong, and why you should freeze your spending now to save for the holidays.

What to do if you’re late on credit card payment
Communication with your card company is essential.

How Baby Boomers’ Homes May Become Liabilities
A dramatic population shift could spell trouble for Boomers.

What 20% of Taxpayers Are Doing Wrong
Moving into the e-filing age.

How to Freeze Your Spending Now to Save for the Holidays
They’re right around the corner.

Apply All Your Bonuses to Principal When You Have High-Interest Debt
Getting out of debt quicker.

Filed Under: Liz's Blog Tagged With: baby boomers, Credit Cards, e-filing, holiday savings, Late Payments, mortgages, Taxes

Friday’s need-to-know money news

October 3, 2014 By Liz Weston

payday-loansToday’s top story: The dangerous trap of online payday loans. Also in the news: How to erase your credit card late fees, the best way to ask for a raise, and how to survive financially when needing time off from work.

Consumers Warned About Pitfalls of Online Payday Loans
An immediate solution can cause long term problems.

Your Personal Finance Weapon Is Within Reach: Erase Credit Card Late Fees
Banks are showing more willingness to forgive.

The best way to ask for a raise
Practice, practice, practice.

3 Ways to Take Time Off Work Without Destroying Your Finances
How to minimize the financial damage.

J.P. Morgan says about 76 million households affected by cyber breach
Another day, another massive security breach.

Filed Under: Liz's Blog Tagged With: credit breach, credit card late fees, Credit Cards, family leave act, JP Morgan, payday loans, raises, time off

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