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Credit Cards

Wednesday’s need-to-know money news

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download (1)Today’s top story: The best low interest credit cards in America. Also in the news: How to have the money talk with your new significant other, why a new IRS rule could change your 401(k) contributions, and how to choose investments for your retirement account.

The Best Low-Interest Credit Cards in America 2014
The lower the better.

How To Bare Your Finances To Your New Love
Tips on having The Talk.

New IRS Rule Can Make Big Difference in 401(k) Contributions
Understanding the new rules.

How To Choose Investments For Your Retirement Account
Choosing for the future.

15 Personal Finance Experts Tell Us: ‘The Best Thing I Ever Bought for $20 or Less’
What to do with the twenty that’s burning a hole in your pocket.

Tuesday’s need-to-know money news

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life isurance blank bar chart and glasesToday’s top story: Life insurance mistakes you must avoid. Also in the news: The gift tax, how to get better financial advice, and seven credit card strategies that can improve your credit.

Five Life Insurance Mistakes That Can Haunt You
These mistakes can be costly for both you and your loved ones.

Remember, Some Gifts Are Taxed
The gifts that keep on giving (and taking).

A Simple Tool for Getting Better Financial Advice
It’s about more than just your money.

7 Credit Card Strategies to Help Your Credit
Using your cards to give your credit a boost.

4 Great Ideas from Hanging Around with Financial Bloggers
Tips from those in the know.

Monday’s need-to-know money news

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22856641_SAToday’s top story: How Americans sabotage their savings. Also in the news: Ways you can make your children’s college dreams come true, the best credit cards for holiday shopping, and the multitude of ways you can get a free copy of your credit score.

5 Ways Americans Sabotage Their Savings
Stop doing them.

The Simple Path to Making Your Children’s College Dreams Come True
Relatively speaking.

3 Best credit cards this holiday season
Maximizing bonuses.

The Many Ways You Can Get a Free Copy of Your Credit Score
You have no excuse not to get one.

Babies born today get free $500 mutual fund investment
One day only!

Monday’s need-to-know money news

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bills-smallToday’s top story: What you should do if you’re late with your credit card payments. Also in the news: How the homes of baby boomers could become liabilities, what 20% of tax payers are doing wrong, and why you should freeze your spending now to save for the holidays.

What to do if you’re late on credit card payment
Communication with your card company is essential.

How Baby Boomers’ Homes May Become Liabilities
A dramatic population shift could spell trouble for Boomers.

What 20% of Taxpayers Are Doing Wrong
Moving into the e-filing age.

How to Freeze Your Spending Now to Save for the Holidays
They’re right around the corner.

Apply All Your Bonuses to Principal When You Have High-Interest Debt
Getting out of debt quicker.

Friday’s need-to-know money news

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payday-loansToday’s top story: The dangerous trap of online payday loans. Also in the news: How to erase your credit card late fees, the best way to ask for a raise, and how to survive financially when needing time off from work.

Consumers Warned About Pitfalls of Online Payday Loans
An immediate solution can cause long term problems.

Your Personal Finance Weapon Is Within Reach: Erase Credit Card Late Fees
Banks are showing more willingness to forgive.

The best way to ask for a raise
Practice, practice, practice.

3 Ways to Take Time Off Work Without Destroying Your Finances
How to minimize the financial damage.

J.P. Morgan says about 76 million households affected by cyber breach
Another day, another massive security breach.

Thursday’s need-to-know money news

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download (1)Today’s top story: How to boost your credit score by rearranging your debt. Also in the news: Why borrowing from your 401(k) is a bad idea, how long you need to keep your tax records, and you still have time to cut this year’s tax bill.

Can Rearranging My Debt Boost My Credit Score?
Playing the credit card shuffle.

Borrowing from 401(k) can cost more than you think
Your monthly retirement income could be reduced by hundreds.

How Long Should I Keep My Tax Records?
This time, being a pack rat can pay off.

You may still be able to cut last year’s tax bill
But you better act fast.

What Twenty-Somethings Need To Know About Retirement And Social Security
The sooner you start saving, the better off you’ll be.