Today’s top story: Don’t let money rules of thumb get you down. Also in the news: If insurance covers birth control or not, and the high cost of smoking in your car.

Don’t Let Money Rules of Thumb Get You Down
The typical down payment on a house is far less than 20%.

Does Insurance Cover Birth Control?
Most health insurance plans cover birth control without requiring you to pay anything out of pocket, but there are exceptions.

The High Cost of Smoking in Your Car
Smoking is bad for your health, but it’s also bad for your car’s resale value, which can be reduced by hundreds of dollars.