Tuesday’s need-to-know money news

Today’s top story: Calibrate your emergency fund to a crisis-prone world. Also in the news: How to give stock as a gift, what you need to know about Joe Biden’s student loan plan, and the pros and cons of Buy Now, Pay Later retail loans.

Calibrate Your Emergency Fund to a Crisis-Prone World
Financial advisors are urging clients to consider expanding their emergency funds.

How to Give Stock as a Gift (And Why Tax Pros Like The Idea)
Is it better to give than to receive? Certainly. But giving while receiving a tax benefit is pretty good, too.

Will student loans be forgiven in 2021? Here’s what you should know
What you need to know about Joe Biden’s student loan plan.

Are ‘Buy Now, Pay Later’ Retail Loans a Good Deal?
The pros and cons.

Wednesday’s need-to-know money news

Today’s top story: Turn your next car purchase into a vacation. Also in the news: The new version of layaway, how soon you’ll recover from holiday spending, and why Travelex users need to lock down their financial information right now.

Turn Your Next Car Purchase Into a Vacation
The car you want might be cheaper in another state.

You can have the item now. But can you really afford it?
There’s a new version of layaway.

How Soon Will My Credit Recover From Holiday Spending?
It’s going to take a bit.

Travelex Users: Lock Down Your Financial Info Right Now
A serious data breach.

Wednesday’s need-to-know money news

Today’s top story: The cheapest ways to fly to Hawaii using points and miles. Also in the news: 5 things to know about the Platinum Delta SkyMiles business credit cards, why you should use caution with buy-now, pay-later platforms, and see how the Democratic candidates tax plans would affect you.

The Cheapest Ways to Fly to Hawaii Using Points and Miles
Aloha!

5 Things to Know About the Platinum Delta SkyMiles Business Credit Card
Especially handy for small business owners.

Use caution with buy-now, pay-later platformsInstant gratification can have long-term consequences.

See How the Democratic Candidates’ Tax Plans Would Affect You
A look into the political future.

Thursday’s need-to-know money news

Today’s top story: The 6 big retirement mistakes and one way to avoid them. Also in the news: Decode your credit card’s fine print like a pro, use caution when shopping with buy now/pay later, and avoid ATM fees by getting cash back at the store.

The 6 Big Retirement Mistakes — and One Way to Avoid Them

Decode Your Credit Card’s Fine Print Like a Pro
Terms you need to know.

Buying Now and Paying Later? Handle With Care
Proceed with caution.

Avoid ATM Fees By Getting Cash Back at the Store
Skip a stop and the fees.

Friday’s need-to-know money news

130709154122-overdue-bill-debt-collection-620xaToday’s top story: 50 ways to improve your financial life in 2015. Also in the news: Why deferred interest rates on purchases isn’t always a good idea, how to decide which debts to pay off now or later, and the lazy guide to dealing with debt collectors.

50 ways to improve your finances in 2015
You’ll want to get comfy for this.

Why you should think twice about ‘buy now, pay interest later’ deals
Deferred interest can do a number on your wallet.

5 Debts You Should Pay Off Now – or Later
Not all debt is created equal.

The Slacker’s Guide to Dealing With a Debt Collector
Dealing with debt collectors while exerting the least amount of effort.

Will You Remain a Debt Slave Until Death?
Or will you see the light?