Monday’s need-to-know money news

Today’s top story: When it’s OK to let your good credit score drop. Also in the news: A new episode of the Smart Money podcast on crypto credit cards and short-term investing, why balance transfer cards are starting to make a comeback, and how a 24-year-old crushed $20K+ in credit card debt.

When It’s OK to Let Your Good Credit Score Drop
Don’t let possible score damage stop you from putting your credit to use in an emergency or to grab an opportunity.

Smart Money Podcast: Crypto Credit Cards and Short-Term Investing
A look at the best funds for short-term investing.

Why Balance Transfer Credit Cards Are Starting to Blossom Again
As the economy recovers from the effects of COVID-19, credit card issuers are bringing back these offers. Here’s where to find them.

She Crushed $20K+ in Credit Card Debt at Age 24
Annika Hudak’s road map included reviewing expenses, using balance transfers and tracking her progress.

Tuesday’s need-to-know money news

Today’s top story: Home Down payment – more attainable than you may think. Also in the news: The best balance transfer credit cards for business, the SmartMoney podcast tackles converting an IRA to a Roth, and how to avoid higher airline baggage fees.

Home Down Payment: More Attainable Than You May Think
Big down payments don’t have to be an obstacle.

Best Balance Transfer Credit Cards for Business
Three great options.

SmartMoney Podcast: ‘Should I Convert My IRA to a Roth?’
How to decide if and when to convert.

To Avoid Higher Airline Baggage Fees, Plan Ahead
Pay online to pay less.

Tuesday’s need-to-know money news

Today’s top story: Resolving to slim down your credit cards in the new year. Also in the news: Why you need a Roth IRA even if you have a 401(k), how to reach your 2018 travel goals with credit card rewards, and what to know about the major cryptocurrencies besides Bitcoin.

This New Year, Resolve to Slim Down Your Credit Cards
Taking a look at balance transfer cards.

Why You Need a Roth IRA — Even If You Have a 401(k)
Unique benefits.

How to Reach 2018 Travel Goals With Credit Card Rewards
Maximizing your miles.

What to Know About the Major Cryptocurrencies Besides Bitcoin
Etherium, Litecoin and more.