Monday’s need-to-know money news

Today’s top story: When it’s OK to let your good credit score drop. Also in the news: A new episode of the Smart Money podcast on crypto credit cards and short-term investing, why balance transfer cards are starting to make a comeback, and how a 24-year-old crushed $20K+ in credit card debt.

When It’s OK to Let Your Good Credit Score Drop
Don’t let possible score damage stop you from putting your credit to use in an emergency or to grab an opportunity.

Smart Money Podcast: Crypto Credit Cards and Short-Term Investing
A look at the best funds for short-term investing.

Why Balance Transfer Credit Cards Are Starting to Blossom Again
As the economy recovers from the effects of COVID-19, credit card issuers are bringing back these offers. Here’s where to find them.

She Crushed $20K+ in Credit Card Debt at Age 24
Annika Hudak’s road map included reviewing expenses, using balance transfers and tracking her progress.