Q&A: Reporting Social Security fraud

Dear Liz: You’ve written about Social Security survivor benefits and how after one spouse dies, the other gets only one check, which is supposed to be the larger of the two the couple previously received. I know a woman who is still collecting both her own and her deceased husband’s check. How is that possible? […]

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Friday’s need-to-know money news

Today’s top story: The average retirement savings by age and why you need more. Also in the news: What hotel credit card upgrades mean for your bottom line, why banks are still playing with financial fire, and the pros and cons of prenups. The Average Retirement Savings by Age and Why You Need More How […]

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Thursday’s need-to-know money news

Today’s top story: Understanding what colleges are looking for. Also in the news: How a self-taught baker became a rising entrepreneur, 3 credit score myths you should stop believing, and what to do when you’re worried you’re going to retire broke. What Do Colleges Want? It’s Hiding in Plain Sight Diving into the data. How […]

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Wednesday’s need-to-know money news

Today’s top story: Ace back-to-school shopping with six smart moves. Also in the news: How to prepare for the next recession, how a remodeling project changes your property tax bill and adding more cash investments to your portfolio. Ace Back-to-School Shopping With 6 Smart Moves Avoiding the splurge trap. How to Get Ready for the […]

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Tuesday’s need-to-know money news

Today’s top story: 5 wrong ideas you might have about financial planning. Also in the news: Bringing retirement savings goals closer, tips for back-to-school shopping, and how to kick your adult child out of the house. 5 Wrong Ideas You Might Have About Financial Planning It’s not just for rich people. If You Can’t Picture […]

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What do colleges want? It’s hiding in plain sight

The college application process can seem pretty mysterious to the uninitiated. But what colleges want from their applicants isn’t a secret. Schools telegraph what they’re after in the form of big data that’s available online to anyone. High school students can use that data to apply where they will be strong candidates, boosting their chances […]

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Monday’s need-to-know money news

Today’s top story: Insurers turn to technology to woo drivers. Also in the news: Beemers, Benzes and other luxury used-car bargains, 7 tactics to help car-buying newbies bargain like a boss, and credit cards still charge interest after you die. Insurers Turn to Technology to Woo Drivers Gadgets that can keep your rates down. Beemers, […]

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Q&A: Do credit scores punish you for not carrying debt?

Dear Liz: I am fortunate to be able to afford homeownership without having to obtain a mortgage. The same is true of owning cars without a car loan. I pay my credit card bills in full each month. In short, I do not carry any debt. However, it seems to me that I am being […]

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Q&A: Social Security spousal benefits

Dear Liz: In a recent article, you mentioned spousal benefits. If someone started her own Social Security benefit at 62, is there no way of drawing a spousal benefit at a later date? Answer: When you apply for Social Security now, you’re “deemed” (considered by the Social Security Administration) to be applying for both your […]

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Q&A: The fat in your genes/jeans

Dear Liz: In one of your recent answers, you said “avoiding obesity” was part of choosing healthier lifestyles. The problem with that statement is that a large percentage of people cannot avoid obesity, because obesity is “wired” into their genes or otherwise into their personal biological makeup. People range all over the spectrum. I personally […]

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