Today’s top story: What students can learn from the days before college loans. Also in the news: How one couple paid off over $120,000 in debt in three years, which 1.5% cash-back credit card you should choose, and how millennials racking up credit card points could backfire.

What Students Can Learn From the Days Before College Loans
Community college as a money-saver.

How I Ditched Debt: Kicking Frugality Into High Gear
How one couple paid off over $120,000 in three years.

Which 1.5% Cash-Back Credit Card Should You Choose?
Finding the perfect fit.

Millennials are racking up credit card points—here’s how that could backfire
When chasing points puts you in debt.