Monday’s need-to-know money news

smartphones_financeToday’s top story: How to get the best deal on a new cellphone. Also in the news: What happens to your debts after you die, when a loan beats a credit card, and how to decide if you need life insurance.

Buying a cellphone? Here’s how to get the best deal.
Read the fine print.

This Is What Happens to Your Debts After You Die
What debts will your estate be responsible for?

5 Times a Loan Beats a Credit Card
Credit cards may be easier, but they’re not always smarter.

Do You Need Life Insurance? How Much Is Enough?
Important calculations.

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