• Skip to main content
  • Skip to primary sidebar

Ask Liz Weston

Get smart with your money

  • About
  • Liz’s Books
  • Speaking
  • Disclosure
  • Contact

Liz's Blog

Wednesday’s need-to-know money news

October 23, 2013 By Liz Weston

Today’s top story: How to get the credit reports you’re entitled to. Also in the news: Demystifying credit scores, how to master your holiday shopping list, and what kind of credit you’ll need to get a student loan.

I Want My Free Credit Reports
How to get what you’re entitled to.

What to Do When Your Partner Commits Financial Infidelity
What do you do when your partner goes rogue?

Do I Need a Good Credit Score to Get Student Loans?
Is this the one loan where credit history doesn’t matter?

10 Things Consumers Don’t Understand About Credit Scores
Demystifying your scores.

How To Master Your Holiday Shopping List
The sooner you start shopping, the better.

Filed Under: Liz's Blog Tagged With: Credit Reports, Credit Scores, holiday shopping, Student Loans

Tuesday’s need-to-know money news

October 22, 2013 By Liz Weston

Today’s top story: A bill in front of Congress could change the way credit scores are calculated. Also in the news: Lifehacks for your wallet, how using your middle name could hurt your credit rating, and how to save money on Halloween Costumes.

How Your Middle Name Could Hurt Your Credit
The slightest variation in your name could damage your credit.

6 Frightfully Frugal Halloween Costumes
Don’t let your wallet get tricked.

11 Life Hacks — For Your Wallet
Some creative tips to help you save money.

Should credit scores include rent and cable bills?
Congress could revamp the way credit scores are calculated.

8 Tips for Saving Money While Traveling This Holiday Season
Holiday travel without the holiday headaches.

Filed Under: Liz's Blog Tagged With: Credit Score, halloween, holiday travel, Identity Theft, lifehacks

What are you willing to give up?

October 22, 2013 By Liz Weston

HopeAs a reporter I learned a technique that saved my sanity. I asked my bosses to make choices.

In journalism, as in other fields, there’s far more good work to do than there is time to do it. Editors can and will keep piling on the assignments. So I learned, when my plate got too full, to ask my bosses to help me prioritize.

Here’s how I did it. I always said yes to the new assignment, then followed immediately with, “But I’m also supposed to do this and this and this. Which of these other projects should I drop?” Or “back burner” or “table” or whatever euphemism worked best with this particular editor.

Saying yes made it clear that I was a team player, that I valued my boss’ direction and that I wasn’t one of those pain-in-the-ass whiners who had to be wrestled into doing actual work. But quickly reviewing my current assignments reminded the editor of all the other work she’d tasked me with.

A more experienced journalist had explained that it was part of my boss’ job to help me prioritize. Managers are supposed to keep an eye on the company’s ultimate mission and encourage the actions that support that mission. Until he said that, I’d been saying yes to everything and driving myself nuts trying to fit it all in.

Fast forward a few years. I’m now my own boss, writing for different clients and once again faced with far more work than time to do it. Now I’m the one that has to make choices. I have to figure out what my ultimate mission was and what actions support it (and which don’t). I also now have a life—a husband and a baby girl I want to spend time with. Suddenly it became a lot easier to ditch the work that didn’t pay enough (or at all), and focus on the stuff that did.

There’s one other place it can be helpful to ask what you’re willing to give up, and that’s negotiating with family members about financial priorities.

First, you need to sit down together and set some priorities—what’s most important to accomplish, where you want to be in five years, 10 years, 30 years. You figure out what you need to do to get there, then wrestle your priorities into place. (Quick example: You want to take a vacation with your family next year, replace your car five years from now and retire before you’re 80. You figure how much you need to save for each goal and adjust until it’s doable. Maybe to save enough to retire by age 65 you’ll have to put the Disney cruise off a couple of years…that kind of thing.)

When new wants rear their heads—somebody’s agitating for a bathroom remodel, say—you return to those priorities and decide together what you’re willing to give up. Maybe the bathroom remodel is important enough to delay your retirement until 67 or to continue to drive your old car another five years. Maybe it’s not. But the exercise reminds you of what you really want, and helps you decide—together—when and how to adjust those priorities.

Filed Under: Liz's Blog Tagged With: Budgeting, financial priorities, goals

Monday’s need-to-know money news

October 21, 2013 By Liz Weston

Today’s top story: Could holding out until 70 make a significant difference in your retirement? Also in the news: Saving on holiday air travel, what to do when retirement boredom sets in, and what daily habits could be derailing your budget.

Does Layaway Affect Your Credit?
Could this convenient holiday shopping tool impact your credit score?

5 Things Retirees Miss About Work
What happens when retirement finally arrives?

How to save money on your holiday flights
The trip to Grandma’s doesn’t have to cost a fortune.

8 Things That Can Make or Break Your Budget
Those daily trips to Starbucks can add up.

Why Waiting Longer for Social Security Is Usually Smart
Could holding out until 70 make a significant difference in your retirement?

Filed Under: Liz's Blog Tagged With: Budgeting, holiday travel, Retirement

Thursday’s need-to-know money news

October 17, 2013 By Liz Weston

Today’s top story: Three key numbers that will make your retirement planning easier. Also in the news: Common budgeting mistakes, how to save on groceries with your smartphone, and getting your financial house in order.

Retirement Planning With Just 3 Numbers
These three key numbers will make your retirement planning easier.

5 Budgeting Mistakes Most People Make
How to avoid these budgeting pitfalls.

Ways to Save: App shows best grocery bargains
Your smartphone can save you big bucks at the grocery store.

Mind Your Own Financial House, Not Washington’s
Now that the financial crisis in Washington is over, it’s time to get back to personal business.

Men vs. Women: Who’s More Worried Over Retirement Health-Care Costs
The results are surprising.

Filed Under: Liz's Blog

Wednesday’s need-to-know money news

October 16, 2013 By Liz Weston

creditPreparing your holiday checklist, why checking your credit report is a must, and what you need to know about a possible national debt default.

Pre-Holiday Guide: What To Mark On Your Financial Checklist
Santa isn’t the only one with a list for the holidays.

Why Some People Choose Work Over Retirement
What happens when retirement doesn’t live up to the hype?

Ways to Cut Heating Costs, Beat Rising Fuel Prices
Winter is just around the corner.

How to Make Sure Your Credit Report Is Accurate
Mistakes can wreak havoc with credit limits and interest rates.

Why Many Americans Aren’t Concerned About a National Debt Default
Ignorance may be bliss, but a national debt default could hurt everyone.

Filed Under: Liz's Blog Tagged With: credit report, debt default, fuel prices, heating costs, holiday shopping, Retirement

  • « Go to Previous Page
  • Page 1
  • Interim pages omitted …
  • Page 446
  • Page 447
  • Page 448
  • Page 449
  • Page 450
  • Interim pages omitted …
  • Page 479
  • Go to Next Page »

Primary Sidebar

Search

Copyright © 2025 · Ask Liz Weston 2.0 On Genesis Framework · WordPress · Log in