Monday’s need-to-know money news

Today’s top story: Could holding out until 70 make a significant difference in your retirement? Also in the news: Saving on holiday air travel, what to do when retirement boredom sets in, and what daily habits could be derailing your budget.

Does Layaway Affect Your Credit?
Could this convenient holiday shopping tool impact your credit score?

5 Things Retirees Miss About Work
What happens when retirement finally arrives?

How to save money on your holiday flights
The trip to Grandma’s doesn’t have to cost a fortune.

8 Things That Can Make or Break Your Budget
Those daily trips to Starbucks can add up.

Why Waiting Longer for Social Security Is Usually Smart
Could holding out until 70 make a significant difference in your retirement?

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