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What Mom really wants on Sunday…

May 7, 2014 By Liz Weston

Massage of shuolder…is a day at the spa, according to a poll commissioned by Insure.com.

About two out of five moms picked pampering as their top choice for a purchased gift. A family getaway was the next most popular option, preferred by about one third of respondents. Gift cards, a nice dinner out, a romantic getaway, chocolates and breakfast in bed were other favorites.

As for the day itself, the majority wanted to spend time with the whole family and preferred homemade presents from their kids.

Appreciating Mom means appreciating all the things mothers do, which offers a natural segue (at least for personal finance types) to a discussion about the importance of life insurance. That’s part of the Insure.com post as well. The idea is that if Mom weren’t around, you’d have to not only replace her income (assuming she works outside the home, as most mothers do) plus hire someone to perform at least some of the many tasks she accomplishes each day.

But “Hey, Mom, I bought you some life insurance!” doesn’t really have the right ring to it. So look into getting insurance, but book the massage as well.

Filed Under: Liz's Blog Tagged With: gifts, Insurance, Insure.com, life insurance, Mother's Day, mothers

Wednesday’s need-to-know money news

May 7, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: How to create a post-college financial plan. Also in the news: Tips for safe shopping online, how to protect your child from identity theft, and eight questions to ask a home inspector.

8 Tips for Creating a Post-College Financial Plan
As graduation approaches, it’s time to get serious.

5 Tips for Safe Online Shopping
Recent massive security breeches have shoppers on edge.

A Mother’s Day Guide to Keeping Your Child’s Identity Safe
People of all ages are at risk for identity theft.

8 Questions to Ask Before Hiring a Home Inspector
Buying a home is stressful enough.

Filed Under: Liz's Blog Tagged With: financing, home inspector, Identity Theft, new home, online shopping, safety, Savings

Tuesday’s need-to-know money news

May 6, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: How to avoid the 10 most common student loan mistakes. Also in the news: Finding the essential facts on your social security statement, using targeted savings to achieve your financial goals, and how to save money on utilities as the hot weather approaches.

The 10 Most Common Student Loan Mistakes
Learning how to avoid them.

5 Essential Facts on Your Social Security Statement
Where to find these important pieces of information.

How to Use Targeted Savings to Achieve Goals
Using subaccounts to save for specific things.

5 Ways You Can Save Money on Your Utility Bills
Preparing for air conditioning season.

Refinance Wisdom: Should You or Shouldn’t You?
With interest rates expected to creep up, is now the time to refinance?

Filed Under: Liz's Blog Tagged With: refinancing, Savings, Social Security, social security statement, Student Loans, targeted savings, utility bills

Monday’s need-to-know money news

May 5, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: Money tips for new college grads. Also in the news: Lying to yourself about finances, the pros and cons of auto financing, and ranking the 50 states for retirement.

Money tips college graduates can use
Welcome to the real world!

3 Financial Fibs You Tell Yourself
Paying off debt and building your savings aren’t mutually exclusive.

Auto Financing vs. Paying in Cash: What Are the Costs and Benefits?
Evaluating present vs future costs.

Report ranks best, worst states for retirement
Where does your state rank?

What You Should (and Shouldn’t) Overlook During an Open House
You can always change the paint.

Filed Under: Liz's Blog Tagged With: automobile financing, college grads, real estate, Retirement, Savings, Student Loans

Friday’s need-to-know money news

May 2, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: The student loan deadlines you need to know. Also in the news: What to do if you haven’t saved for your kid’s college, a retirement check list for baby boomers, and how getting in shape could help your wallet.

3 Student Loan Deadlines Everyone Needs to Know
Missing these deadlines could become costly.

Eight Tips for Parents Who Have Saved Nothing for College
Hope is not completely lost.

Here’s What Needs to be on Every Boomers’ Retirement Check List
The important things you need to watch.

How to Spring Clean Your Budget: Start With Your Health
Get your body and your wallet in shape.

Does Taking Early Social Security Hurt Your Spouse?
Taking social security early could have a big impact on your spouse.

Filed Under: Liz's Blog Tagged With: budgets. baby boomers, college tuition, Retirement, Savings, Social Security benefits, Student Loans

Is it time for you to get unstuck?

May 1, 2014 By Liz Weston

Getting UnstuckBob Sullivan’s excellent book, “The Plateau Effect,” is finally out in paperback with a new, snazzier title: “Getting Unstuck: Break Free of the Plateau Effect.”

Co-written with technology entrepreneur Hugh Thompson, “Getting Unstuck” covers what to do when hard work stops working. Whether it’s advancing in your career, trying to lose weight or building relationships, a plateau can leave you stranded putting in more effort while achieving less.

The book has already garnered a lot of attention. The Miami Heat used it last year on their way to a second NBA championship. It was featured on the cover of O! Magazine and in the Wall Street Journal.

But a lot more people need to discover and read this book. Understanding how the plateau effect works can help you stop wasting time and effort, and start getting better results.

 

Filed Under: Liz's Blog Tagged With: Bob Sullivan, careers, psychology, The Plateau Effect

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