Friday’s need-to-know money news

retirement-savings3Today’s top story: The easy solution to our retirement savings crisis. Also in the news: How to supercharge your retirement savings, how long credit flaws will stay on your report, and why it’s time to start saving for the holidays.

Our Retirement Savings Crisis—and the Easy Solution
A slight bump in savings rates could be a game changer.

6 Tools to Supercharge Retirement Savings
Where to find the aforementioned bump.

How Long Different Credit Flaws Stay on Your Report
Find out how long that late payment will linger.

You Need to Start Saving for Your Holiday Budget Now
The holidays are right around the corner.

Three Money Disruptors Making Your Financial Nightmares Less Scary
Tech disruptors are making our financial lives a bit easier.

Thursday’s need-to-know money news

download (1)Today’s top story: Be on the lookout for deceptive balance transfer options. Also in the news: How to retire without a large nest egg, how to work less as you approach retirement, and how to raise a financially savvy teenager.

Credit Card Companies Warned of Deceptive Balance Transfer Offers
If it looks too good to be true, it probably is.

3 Effective Ways to Retire Without a Large Nest Egg
Eliminating your debt is key.

How to Work Less as You Approach Retirement
Time to start using those sick days.

When Bad Things Happen To Good People With IRAs
Understanding beneficiary designations.

How Financially Savvy Is Your Teenager?
The earlier they learn, the better off they’ll be.

Wednesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Home Depot is latest retailer to suffer a major data breach. Also in the news: How to organize your finances based on your personality type, which banks are the best and the worst with checking account fees, and three tips that could help you pay off your mortgage early.

Home Depot Data Breach: What to Do If You’ve Shopped There Recently
The latest big name target of credit data theft.

Four Ways to Organize Your Money Based on Your Personality
The best organization strategies based on your personality.

The Best and Worst Banks, Based on Checking Account Fees
Some of these fees will astound you.

3 Ways to Pay Off Your Mortgage Early
Even a year early can make a big difference.

3 Types of Insurance You Need – And 3 You Don’t
Choose wisely.

Tuesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Building credit with a small income. Also in the news: The best time to buy virtually anything, how to make sure you can afford your next vacation, and demystifying credit card inquiries.

How to build credit if you have a small income
Strategic spending can build your credit.

The Best Months to Buy Everything
Waiting for the right month can save you money.

5 Ways to Make Sure You Can Afford Your Next Vacation
Budgeting for paradise.

The Most Misunderstood Part of Your Credit Report
Understanding inquiries.

Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: The retirement mistakes being made by Generation X. Also in the news: Why you shouldn’t use your debit card at a bar, committing to a budget, and how to avoid overspending triggers.

7 Retirement Mistakes Gen X Is Making
Timing is everything

4 Reasons Not to Use Your Debit Card at a Bar
How to avoid an identity theft hangover.

How to Actually Commit to a Budget: 7 Tips for Success
Tips for sticking to it.

Common Overspending Triggers that Can Wreck Your Budget
And how to avoid them.

What not to buy over Labor Day weekend
Not all sales are equal.

Thursday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Thousands of homeowners are missing out on lower mortgage payments. Also in the news: How safe are your deposits, how to save money while you remodel, and why free checking can be a misnomer.

800,000 Homeowners Are Missing Out on Lower Mortgage Payments
Are you one of them?

How Safe is Your ‘Safe Money’?
How banks are protecting your finances.

3 Ways to Reduce Your Remodeling Budget
DIY doesn’t have to mean $$$.

Checking account costs rise; only 28% are free, study finds
Free comes at a price.

10 Smart Money-Saving Tips for Time-Strapped People
Quick tips that’ll save you money.

Wednesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: How to save big on your mortgage when buying your first home. Also in the news: Why extended warranties may not save you money, three reasons not to raid your retirement account, and breaking bad financial habits.

How First-Time Homebuyers Can Save Big on Their Mortgage
Thanks to the FHA.

Extended warranties may not save you money
Read the fine print.

3 Reasons Not to Raid Your Retirement Accounts
Fees and lost interest should deter you.

9 Bad Financial Habits You Need to Break Right Now
Starting with doing the same thing over and over again.

Use the Ladder Method to Make Investing Simpler
The five rungs of investing.

Tuesday’s need-to-know money news

imagesToday’s top story: The secret weapon you should use to build a bigger 401(k). Also in the news: Avoiding the deferred interest credit card trap, talking to your kids about money before they leave for college, and why some borrowers with older student loans could see their payments reduced.

The Secret To Building A Bigger 401(k)
A financial adviser could be the secret weapon.

When 0% Interest Isn’t 0%: Credit Card Tricks You Must Know
Avoiding the deferred interest trap.

How to talk money before they go off to college
One of the most important conversations you’ll have before they leave.

Help is on the way for some with student loans
Those with older loans could see some relief.

The Most Expensive Mortgage Mistakes You Can Make
Avoid these at all costs.

Monday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Five things to know about filing taxes for 2014. Also in the news: What you need to know about the UPS hack, when you should accept financial help from your parents, and how to score some last minute Labor Day travel deals.

Filing Taxes for 2014: 5 Things to Know
Planning ahead for tax season.

The UPS Hack: What You Need to Know
Yet another data breach.

When Should You Accept Financial Help From Your Parents?
When do you need to swallow your pride?

Great last minute Labor Day travel deals
There’s still time to plan a getaway.

4 of the worst financial gifts you can give
Scratch these off the list.

Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: What you should be teaching your kids about retirement. Also in the news: Why there’s more to your credit than just paying your cards, tips on how to prevent financial insomnia, and the long term damage of identity theft.

4 Things to Teach Your Kids About Retirement
Getting on the right path for the future.

You Can Pay Your Credit Cards & Still Wreck Your Credit
Why timing is important.

6 Financial Moves to Prevent Sleepless Nights
You need your rest.

Identity Theft Causes Years Of Financial Damage
How to prevent it.

Personal-Finance Hack Courtesy of Harvard
Without the price of an Ivy League education!