Tuesday’s need-to-know money news

debt collectorsToday’s top story: Getting debt collectors off of your credit report is about to get easier. Also in the news: How to change a bad spending habit, the worst financial mistakes you can make during a divorce, and the worst markets in America to buy a home.

Why Kicking Debt Collectors Off of Your Credit Report Just Got Easier
Changes are coming to your credit report.

To Change a Spending Habit, Focus on Cause and Effect
Tiny changes could make a big difference.

3 Worst Financial Mistakes You Can Make in a Divorce
How to protect your best interests.

The 10 Worst Markets in America to Buy a Home Right Now
Where you buy matters.

Monday’s need-to-know money news

homebuyerToday’s top story: Housing costs that could increase. Also in the news: How to get out of debt, what you should know about credit card loyalty programs, and surprising ways bad credit can make your life difficult.

4 Housing Costs That Could Go Up
Time to plan ahead.

The Ultimate Guide To Getting Out Of Debt
How to dig yourself out.

Credit Card Loyalty Programs: 3 Things You Ought to Know
Just how loyal are they?

Surprising ways bad credit can hurt you
You could pay more for utilities.

Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Finding a credit card after declaring bankruptcy. Also in the news: Money mistakes for Millennials to avoid, finding relief for your student loan hangover, and what you need to know about the new credit reporting rules.

5 Credit Cards You Can Get After Bankruptcy
Easing your way back into the credit game.

Don’t Make These Money Mistakes, Millennials
Time to face the real world.

Relief for the Student-Loan Hangover
Beginning the slow emergence from years of loans.

What You Need to Know About The New Credit Reporting Rules
Fixing an error on your report is about to get easier.

Thursday’s need-to-know money news

retirement-savings3Today’s top story: How to choose the best credit card perk. Also in the news: Why you should avoid taking a retroactive Social Security benefit, what we can learn from the IRS data breach, and why putting off saving for retirement in order to be debt free could be dangerous.

Cash Back vs. Miles: Which Credit Card Perk Should I Choose?
Which perk gets you the most for your money.

Don’t Let Social Security Reduce Your Retirement Benefit By Making You Take Retroactive Benefits
Getting what you’ve worked for.

Are You ‘Over-Exposed’ Online? Lessons From IRS Hack
What we can learn from the latest data breach.

Don’t Put off Retirement Savings to Be Debt Free
Good intentions could backfire.

Essential Money Moves to Make in Your 40s
Retirement is closer than you’d think.

Wednesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: A major data breach hits the IRS. Also in the news: Protecting your credit while traveling overseas, how to build an emergency budget, and how to prepare financially to become a stay-at-home parent.

Identity Thieves Got Private Data for 104,000 U.S. Taxpayers
Another week, another massive data breach.

4 Ways to Protect Your Credit Back Home While Traveling Overseas
How to avoid coming home to a mess.

How to Build an Emergency Budget (and Why You Need One)
Handling the unexpected.

How to Get Financially Ready to Be a Stay-at-Home Parent
Preparing for a major life change.

4 Ways To Avoid Outliving Your Nest Egg
Timing is everything.

Tuesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: The best credit cards for new homeowners. Also in the news: Determining the right time to retire, what items you should buy in large quantities to save money, and finding a bank that offers the best protection for its customers.

5 Credit Cards for New Homeowners
How to save money on one of the biggest purchases you’ll ever make.

How to Know When Retirement is Right for You and Your Family
Timing is everything.

10 Items to Always Buy in Large Quantities
Buying in bulk can help you stick to a budget.

Top 10 Banks That Offer The Best Customer Protection
Protecting your personal information and your assets.

The magic of tidying up your money

ClutterFor the uninitiated, it probably seems weird that a book with the unlikely title “The Life-Changing Magic of Tidying Up” can be a New York Times bestseller–or that the introverted Japanese author Marie Kondo is now so famous she can no longer ride the Tokyo subway for fear of being mobbed.

Kondo contradicts a lot of the accepted wisdom about the best ways to organize, urging marathon sessions and encouraging people only to keep what “sparks joy.”

Here’s how the New York magazine writer Molly Young describes the appeal:

In theory, Kondo should translate poorly to American audiences. We don’t like being scolded, we don’t like foreigners telling us how to live, we don’t like our sloppily balled socks treaded on. We don’t like paying $16.99 for 224 pages of nagging. Our roommates and spouses do that for free.

But Kondo doesn’t nag. Instead, she urges a kind of animistic tenderness toward everyday belongings…Kondo’s thesis—that the world is filled with worthy recipients of mercy, including lightweight-microfiber ones—is as lovely as it is alien. It’s empathy as an extreme sport.

While reading the book, it struck me that while you may not want to apply all Kondo’s principles to your stuff, they actually work pretty well when applied to your money. For more, read my DailyWorth column, “The Life-Changing Magic of Tidying Up Your Finances.”

 

Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Big changes are coming to your credit report. Also in the news: Excuses for not saving for retirement, how your social life changes when you’re saving money, and what to do as you approach retirement.

Big Changes to Credit Reports Are on the Way: What It Means for You
A new way of handling disputes.

5 Poor Excuses People Have for Not Saving for Retirement
No excuses!

Why Saving Money Means Changing, Not Eliminating, How You Socialize
No reason to become anti-social.

5 Things to Do Now if You’re Near Retirement
Start getting ready!

Thursday’s need-to-know money news

321562-data-breachesToday’s top story: Health insurer CareFirst is hit with a massive data breach. Also in the news: How to dive into the investment pool, when you shouldn’t use a credit card, and identity theft facts that will terrify you.

1.1 Million User Records Stolen From Health Insurer CareFirst
Another day, another data breach.

5 Tips First-Time Investors Need to Know
Jumping into the investment pool.

3 Times You Shouldn’t Use a Credit Card
Using your card wisely.

Are you susceptible to a ‘cracking card’ scam?
How to safeguard your cards.

5 Identity Theft Facts That Will Terrify You
Fear can be a good thing.

Wednesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: What to do when your car loan outlasts your car. Also in the news: What to buy during this weekend’s Memorial Day sales, how to plan for semi-retirement, and how to trick yourself into spending less by using direct deposit.

What to Do If Your Car Loan Outlasts Your Car
Your options are limited, but they exist.

Best Things to Buy at Memorial Day Weekend Sales
Get the most bang for your buck.

How to Plan for Semi-Retirement
Choosing to work instead of having to work.

Direct Deposit Into Your Savings To Trick Yourself Into Spending Less
You won’t even miss it.