Today’s top story: 5 freebies with your student loans. Also in the news: How to stem ‘subscription creep’, how baby steps can get your credit life rolling, and everything Apple isn’t telling you about its new credit card.
5 Freebies With Your Student Loans
Loyalty discounts and academic assistance.
How to Stem ‘Subscription Creep’
Stop paying for that movie subscription you never use.
Baby Steps Can Get Your Credit Life Rolling
One tiny step at a time.
Here’s Everything Apple Isn’t Telling You About Its New Credit Card
Reading the fine print.
Liz's Blog
Tuesday’s need-to-know money news
Today’s top story: How Free Money bank promotions can boost your savings. Also in the news: Apple’s new credit card is generous if you use Apple Pay, how to reclaim tax breaks you may have missed in recent years, and matching your kid’s IRA contributions to incentivize savings.
How ‘Free Money’ Bank Promotions Can Boost Your Savings
A good way to build your emergency fund.
New Apple Card Is Generous, but Only Through Apple Pay
Regular rewards are on the skimpy side.
Reclaim Tax Breaks You May Have Missed in Recent Years
The clock is ticking.
Match Your Kid’s IRA Contributions to Incentivize Savings
Encouraging savings early.
How to know when it’s OK to spend
Some people are much better savers than spenders. That can become a problem.
Certified financial planner DeDe Jones recalls clients, retired schoolteachers, who loved to travel but kept putting off the trip to China and Southeast Asia they’d always wanted to take.
“The husband started having health issues, and they missed the opportunity,” says Jones, managing director of Innovative Financial in Lakewood, Colorado. “The widow is doing fine financially, but is feeling regret.”
The ability to delay gratification is important for building wealth. But in my latest for the Associated Press, why gratification delayed too long can leave us unhappy with the results.
Monday’s need-to-know money news
Today’s top story: How to avoid ‘Subscription Creep.’ Also in the news: cost-cutting travel tips to bring together faraway friends, 5 ways bad credit can you keep you from being a functional adult, and how to know when index funds aren’t a good deal.
How to Stem ‘Subscription Creep’
Subscriptions are adding up.
Cost-Cutting Travel Tips to Bring Together Faraway Friends
Planning a great vacation with costs in mind.
5 ways bad credit can keep you from being a functional adult
You’ll have a harder time borrowing.
How to Know When Index Funds Aren’t a Good Deal
Not every fund is created equal.
Friday’s need-to-know money news
Today’s top story: How to give money advice that sticks. Also in the news: 3 steps to spring clean your credit card debt, how to research 401(k) funds on Morningstar, and using a loan to pay your tax bill.
How to Give Money Advice That Sticks
Focus on what you say and how you say it.
3 Steps to Spring-Clean Your Credit Card Debt
Scrub that debt away.
How to Research 401(k) Funds on Morningstar
Navigating the investment research company.
Should You Use a Loan to Pay Your Tax Bill?
Check the interest first.
Thursday’s need-to-know money news
Today’s top story: 5 tips for finding the best mortgage lenders. Also in the news: 8 warning signs you won’t finish college, the best financial advice at every age, and how to make your finances more flexible before the next recession.
5 Tips for Finding the Best Mortgage Lenders
8 warning signs you won’t finish college
All of the debt without the degree.
The Best Financial Advice at Every Age
Money moves by the decade.
How to Make Your Finances More Flexible Before the Next Recession
Knowing what to prioritize.