How to make budgeting as painless as possible

Budgeting is a pain. But what’s more painful is a bill you can’t easily pay, debt that costs a fortune or not having enough money to retire.

Fortunately, you can have a useful, working budget without watching every penny. Automation, technology and a few simple guidelines can keep you on track. In my latest for the Associated Press, finding the budget plan that best suits your needs.


  1. For me as for a huge fun of budgeting and money tracking these pieces of advice are super helpful. Yes, budgeting is boring, but it’s an absolute must for those seeking financial stability, especially in that challenging time.