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Liz Weston

Thursday’s need-to-know money news

December 22, 2016 By Liz Weston

Student-LoansToday’s top story: 9 facts about FHA loans. Also in the news: What we learned about the stock market in 2016, 3 student loan resolutions to make in the new year, and why many seniors are having their Social Security cut by student loans.

9 Facts About FHA Loans
What you need to know.

5 Things We Learned About the Stock Market in 2016
A year of moodiness.

3 Student Loan Resolutions for 2017
Make them and stick with them.

For many seniors, student debt eats into Social Security
Social Security checks are being garnished to pay back loans.

Filed Under: Liz's Blog Tagged With: FHA loans, resolutions, senior citizens, Social Security, stock market, Student Loans

Wednesday’s need-to-know money news

December 21, 2016 By Liz Weston

2Today’s top story: 4 steps to managing your parents’ bank accounts. Also in the news: How banks boost overdrafts by counting big debits first, how to determine whether to pay down debt or save for retirement, and mistakes to avoid when choosing a financial advisor.

4 Steps to Managing Your Parents’ Bank Accounts
Taking the reins.

Many Banks Boost Overdrafts by Counting Big Debits First, Report Says
Putting transcations in a certain order can guarantee overdraft fees.

This Calculator Will Tell You Whether to Pay Down Debt or Save for Retirement
Which should you choose?

3 Mistakes to Avoid When Picking a Financial Advisor
Selecting the right one for your needs.

Filed Under: Liz's Blog Tagged With: banking, calculator, debt, financial advisor, managing parents money, overdraft feed, Retirement

How 3 People Changed Their Financial Lives

December 20, 2016 By Liz Weston

Lauren Greutman’s moment of truth dawned when she sneaked $600 worth of clothes into her closet. She didn’t want her husband to see what she had bought — or to know that they were $40,000 in debt.

J.D. Roth hit bottom after buying a home he thought he could afford

Zina Kumok’s epiphany came when she saw her student loan payment eating 20 percent of her paychecks.

The catalysts were different, but the reactions of these three people in different parts of the U.S. were the same. Years of incurring debt made them realize that they couldn’t continue to spend like before.

In my latest for the Associated Press, learn how these three people changed their financial lives.

Filed Under: Liz's Blog Tagged With: debt, Savings, Student Loans, tips

Tuesday’s need-to-know money news

December 20, 2016 By Liz Weston

teen-creditToday’s top story: How to safely shop online. Also in the news: The top financial complaints by state, how to lower your tax bill before the end of the year, and 5 ways car ads lie to you.

How to Safely Shop Online
Protect yourself from cyber theft.

Study: The Top Financial Complaints by State in 2016
What’s going on in yours?

How to Lower Your Tax Bill Before Year’s End
There’s still time!

5 ways that car ads lie to you
Don’t get duped.

Filed Under: Liz's Blog Tagged With: car ads, car sales, financial complaints, online shopping, safety tips, tax bill, Taxes, tips

Book Giveaway: Smart Mom Rich Mom by Kimberly Palmer

December 20, 2016 By Liz Weston

smartmomrichmom1I’m giving away a copy of Kimberly Palmer’s Smart Mom, Rich Mom: How to Build Wealth While Raising a Family.

Of all life’s financial shocks, few compare to bringing home an infant. Just one tiny person costs $250,000 to raise– not including college!

How will you pay for it? That agonizing question fuels mothers’ choices about their careers, budgets, and families. Some lean in, some scale back or seek new opportunities–there are no easy answers . . . but lots of rewarding possibilities.

Smart Mom, Rich Mom explores how women today are navigating the financially challenging career/parenting years. Written by a national money columnist and mom of two, the book chronicles people who have stayed in the game–full-time, freelance, self-employed, and more–and emerged more prosperous and empowered.

To enter to win, leave a comment here on my blog (not my Facebook page). Make sure to include your email address, which won’t show up with your comment, but I’ll be able to see it. Comments are moderated, so it may take a little while for your comment to show up.

The winners will be chosen at random Friday night. Over the weekend, please check your email (including your spam filter). If I don’t hear from a winner by noon Pacific time on Monday, his or her prize will be forfeited and I’ll pick another winner.

Also, check back here often for other giveaways.

The deadline to enter is midnight Pacific time on Friday. So–comment away!

Filed Under: Liz's Blog Tagged With: book giveaway, Kimberly Palmer

Monday’s need-to-know money news

December 19, 2016 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: Advice from people who paid off student loans. Also in the news: How to turn a bad day into a tax break, why Austin, Texas is the best city for job seekers, and the bank account score agencies you’ve never heard of.

Advice From 3 People Who Paid Off Student Loan DebtTips from the experts.

How to Turn a Bad Day Into a Tax Break
Looking for the silver lining.

Study: Austin, Texas, Is the Best City for Job Seekers in 2017
Head to the Lone Star State.

The bank account scoring agencies you’ve never heard of
ChexSystem and Early Warning Services.

Filed Under: Liz's Blog Tagged With: Austin, bank accounts, bank scoring, job seekers, jobs, Student Loans, tax breaks, Taxes, Texas, tips

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