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Friday’s need-to-know money news

November 2, 2018 By Liz Weston

Today’s top story: With mobile payments, you can go without a wallet at checkout. Also in the news: Managing your credit card debt plan with a paycheck, cheap and easy dinner ideas from frugal nerds, and the new 401(k) and IRA contribution limits for 2019.

With Mobile Pay, You Can Go Without a Wallet at Checkout
Pay with just a wave of your phone.

If Your Pay Fluctuates, a Credit Card Debt Plan Can, Too
Riding the monthly debt plan wave.

Cheap, Easy Dinner Ideas From Frugal Nerds
Homemade doesn’t need to be dull.

These Are the New 401(k) and IRA Contribution Limits for 2019
You can increase the money you put aside next year.

Filed Under: Liz's Blog Tagged With: 401(k) contribution limit, credit card debt plan, IRA contribution limit, meal planning, mobile payments, tips

Thursday’s need-to-know money news

November 1, 2018 By Liz Weston

Today’s top story: How to score luxury travel for less. Also in the news: Target’s Black Friday ad, how to save money on health care, and breaking down the three new tiers of economy airline fares.

How to Score Luxury Travel for Less
Luxury travel at less-than-luxurious prices.

Target Black Friday 2018 Ad, Deals and Store Hours
Start your list.

How to Save Money on Health Care
Important questions to ask.

Breaking Down the Three New Tiers of Economy Fares
Even economy has tiers now.

Filed Under: Liz's Blog Tagged With: Black Friday, economy class, health care, luxury travel, Savings, Target ad, tips

Wednesday’s need-to-know money news

October 31, 2018 By Liz Weston

Today’s top story: How to dispose of a credit card. Also in the news: Costco’s Black Friday ad, 3 simple ways to boost your savings, and how to tell when a sale isn’t actually worth it.

How to Dispose of a Credit Card — No Burying Required
Put the shovel away.

Costco Black Friday 2018 Ad, Deals and Store Hours
Start your Black Friday planning engines.

3 Simple Ways to Boost Your Savings
Letting your money do the work.

When a Sale Isn’t Actually Worth It
Just because it’s on sale doesn’t mean it’s saving you money.

Filed Under: Liz's Blog Tagged With: Black Friday, Costco, Credit Cards, disposal, sales, Savings, tips

How to score luxury travel for less

October 30, 2018 By Liz Weston

Let’s shatter one myth right now: Airline passengers typically can’t talk their way into upgrades from the cheapest coach seats to first class just by dressing up and asking politely.

Travel providers usually save their best experiences — comfortable seats, spacious hotel suites, quick check-in lines — for those willing to pay more. When upgrades are handed out for free, the goodies typically go to frequent travelers who spend a lot with those providers.

There are ways, however, of getting a much better travel experience without paying top dollar.

In my latest for the Associated Press, a few approaches to consider if you want to make your next trip a little more luxurious.

Filed Under: Liz's Blog Tagged With: luxury travel, rewards, Savings, tips

Monday’s need-to-know money news

October 29, 2018 By Liz Weston

Today’s top story: Overcoming your fear of your college debt. Also in the news: 3 simple ways to boost your savings, tools and tactics to do your own financial planning, and overcoming your financial fears.

Are You Afraid of Your College Debt?
Start by knowing where you stand.

3 Simple Ways to Boost Your Savings
Easy peasy.

Tools and Tactics to Do Your Own Financial Planning
Tackling it on your own.

Things people seem to fear financially are not always worth worrying about
You can relax.

Filed Under: Liz's Blog Tagged With: college debt, financial fears, Financial Planning, Savings, tips

Q&A: Disabled daughter left out of will

October 29, 2018 By Liz Weston

Dear Liz: When my husband’s brother passed away last year, he left a sizable estate to his second wife of five years (the mother of his children died 10 years ago). He left nothing to his two adult sons or young grandchildren. But the most troubling part was that he left no provision for his 29-year-old daughter who has disabilities and was still living in her childhood home.

Within months, the wife demanded that this young woman leave the property. The stepmother’s comment was, “Not my child, not my problem.”

We helped our niece move to our home and apply for Social Security disability and Medicare. She now is able to see doctors about her condition. She couldn’t remember the last time she had seen a doctor, which was probably in her teens when her mother was still alive.

A wheelchair has been ordered that will enable her to go out. She has a bank account and had to be taught how to use a credit card at the store and ATM. She started classes in early September to get her high school diploma. Her brothers are stunned that she is able to do all of these things.

I am thrilled for her and the progress she’s making, but I am furious with my late brother-in-law and the attorneys who completed his will. The attorneys were aware of this young woman and her needs, yet did not counsel her father to make provisions for her.

Answer: Your fury is understandable, but it’s not a given your brother-in-law got bad advice. It could well be that the attorneys counseled him about his options for caring for his special-needs daughter, and he simply ignored them. Given his long history of ignoring his daughter and her needs, that wouldn’t be surprising.

Filed Under: Estate planning, Q&A Tagged With: Estate Planning, q&a

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