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Cliff diverHow can you make up for lost time if you’re approaching retirement age and haven’t saved enough? Adjusting your expectations is the first big step. Read about the others in “Facing the ‘cliff’ of retirement.

The early signs of dementia may not be what you expect. In “How to tell if Mom is losing it,” you can learn the red flags and why it’s so important to get an early diagnosis to save what your parents have left.

Finally, my friend Donna Freedman writes about an intriguing idea Oregon’s lawmakers are considering–waiving tuition for students who promise to pay back 3% of their salaries over 24 years. Read more in “A college degree with no money down.”

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