Wednesday’s need-to-know money news

321562-data-breachesToday’s top story: How often you need to change your passwords. Also in the news: The truth about life insurance, annuities, and financial aid, how to catch up on your retirement savings after 50, and the four necessities for a successful retirement.

How Often Should You Change Your Passwords?
More often than you think.

Consumers Beware: The Truth About Life Insurance, Annuities And College Financial Aid
How they all tie together.

Over Age 50? How to Catch Up on Retirement Savings
There’s still time.

4 Necessities for a Successful Retirement
It takes more than just money.

A Prescription for Financial Wellness
Getting yourself financially healthy.