Wednesday’s need-to-know money news

Today’s top story: What to do if a fair credit score cuts your credit card options. Also in the news: Should you use points and miles to book 2021 travel, should you purchase travel insurance for your summer vacation, and how often you should be checking your credit report.

What to Do If a Fair Credit Score Cuts Your Credit Card Options
If you have only average credit, appealing credit cards aren’t as easy to come by. But you do have some choices.

Ask a Travel Nerd: Should I Use Points and Miles to Book 2021 Travel?
If you’ve been sitting on a pile of travel points, now might be a good time to start planning how to use them.

Do I Need Travel Insurance for My Summer Vacation?
If you’re making nonrefundable bookings, you might want to consider a travel insurance plan.

How Often Should You Be Checking Your Credit Report?
More often than you’d think.

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