Wednesday’s need-to-know money news

Today’s top story: Pension lump sum or annuity? How to decide. Also in the news: 7 things college freshmen don’t need – and 10 they do, how to get your credit card’s annual fee waived, and exactly how much it will cost to retire well in every state in America.

Pension Lump Sum or Annuity? How to Decide
The health of your fiscal plan is key.

7 Things College Freshmen Don’t Need — and 10 They Do
Skip the big TV.

How to Get Your Credit Card’s Annual Fee Waived
Get ready to spend some time on the phone.

This is exactly how much it will cost to retire well in every state in America
Planning ahead.

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