Tuesday’s need-to-know money news

Today’s top story: How to avoid waiting on credit card customer service lines. Also in the news: COVID-19 refunds on campus, why older Americans might be having trouble getting credit cards, and money-saving tips everyone should know.

How to Avoid Waiting on Credit Card Customer Service Lines
Alternatives to sitting on hold.

Will You Get a Refund If COVID-19 Closes Your Campus?
You might get a refund for room and board, but don’t expect a tuition refund if campus shuts down again.

Why older Americans might be having trouble getting credit cards
How banks determine creditworthiness.

Money-Saving Tips Every College Student Should Know
Saving money whenever possible.