Thursday’s need-to-know money news

download (1)Today’s top story: How to boost your credit score by rearranging your debt. Also in the news: Why borrowing from your 401(k) is a bad idea, how long you need to keep your tax records, and you still have time to cut this year’s tax bill.

Can Rearranging My Debt Boost My Credit Score?
Playing the credit card shuffle.

Borrowing from 401(k) can cost more than you think
Your monthly retirement income could be reduced by hundreds.

How Long Should I Keep My Tax Records?
This time, being a pack rat can pay off.

You may still be able to cut last year’s tax bill
But you better act fast.

What Twenty-Somethings Need To Know About Retirement And Social Security
The sooner you start saving, the better off you’ll be.