Thursday’s need-to-know money news

Today’s top story: Who should consider a Roth conversion now? Also in the news: Morgan Stanley’s new cash account, how to make a savings plan, and an important student loan deadline.

Who Should Consider a Roth Conversion Now?
The Secure Act brings new options.

Should You Check Out Morgan Stanley’s New Cash Account?
A look at the benefits.

How to Make a Savings Plan
A roadmap to a better financial life.

Don’t get caught by surprise by this deadline if you’re paying off student loans
Time to re-certify your income.