Friday’s need-to-know money news

Today’s top story: Can your credit card help you get a refund on a canceled trip? Also in the news: 9 alternatives to payday loans to consider during the COVID-19 crisis, what to do before adopting or buying a puppy, and how to earn more reward points on your next grocery run.

Can My Credit Card Help Me Get a Refund on Canceled Trips?
Your card may have travel protection.

9 Alternatives to Payday Loans to Consider During the COVID-19 Crisis
Other options to high interest loans.

Do This Before Adopting or Buying a Puppy
What to do before getting a quarantine buddy.

How to Earn More Rewards Points on Your Next Grocery Run
Cards are offering more practical rewards.

Tuesday’s need-to-know money news

Today’s top story: Can I buy or sell a house during the Coronavirus pandemic? Also in the news: How to manage your credit score during a crisis, Coronavirus cancellation and change policies for credit card travel portals, and how to get all your credit card payments deferred in one call.

Can I Buy or Sell a House During the Coronavirus Pandemic?
New regulations you’ll contend with.

How to Manage Your Credit Score During a Crisis
Looking at alternatives.

Coronavirus Cancellation and Change Policies for Credit Card Travel Portals
Everything you need to know.

Get All Your Credit Card Payments Deferred With One Call
A credit counselor can help you.

I travel-hacked a college tour and saved $3,000

Amtrak’s “buy one, get one” spring sale got me started.

My teenage daughter and I had used a similar two-for-one deal last year to take an overnight train trip from Los Angeles to Portland, Oregon. This year, she wanted to use her spring break to check out colleges in Chicago as well as the Pacific Northwest. When Amtrak announced the return of its companion fare sale, I thought a couple of nights on a sleeper train might be a good way to start our college tour. She agreed.

At the same time, I noticed that we had travel rewards piling up all over the place: points, miles, free anniversary nights at hotels, even a Southwest companion pass that had yet to be used. At NerdWallet, we’re always telling people to spend rather than hoard their rewards, which get less valuable over time thanks to program devaluations.

So I decided to see how much I could save on one 10-day trip. In my latest for the Associated Press, find out what the grand total was and how we pulled it off.

Friday’s need-to-know money news

Today’s top story: How to take charge of your credit this year. Also in the news: Several Chase cards will earn more rewards of Lyft rides, 6 inspired ideas for traveling smarter this year, and how much you need to save every month to earn $50K a year in interest for retirement.

How to Take Charge of Your Credit This Year
Take a crash course in credit.

Several Chase Cards Will Earn More Rewards on Lyft Rides
A boost for rideshare customers.

6 inspired ideas for traveling smarter this year
Rethinking old travel habits.

How much you need to save every month to earn $50,000 a year in interest alone for retirement
Crunching the numbers.

Wednesday’s need-to-know money news

Today’s top story: 6 great all-inclusive trips you can book this winter with points. Also in the news: Black Friday strategies that actually work, how to make the most of your 401(k), and how to set boundaries when your family is bad with money.

6 Great All-Inclusives You Can Book This Winter With Points
Get out of the cold.

Shoppers Share Black Friday Strategies That Actually Work
Hit the sales with a plan.

How to make the most of your 401(k)
Mistakes to avoid.

How to Set Boundaries When Your Family Is Bad With Money
Putting yourself first.

Wednesday’s need-to-know money news

Today’s top story: The cheapest ways to fly to Hawaii using points and miles. Also in the news: 5 things to know about the Platinum Delta SkyMiles business credit cards, why you should use caution with buy-now, pay-later platforms, and see how the Democratic candidates tax plans would affect you.

The Cheapest Ways to Fly to Hawaii Using Points and Miles
Aloha!

5 Things to Know About the Platinum Delta SkyMiles Business Credit Card
Especially handy for small business owners.

Use caution with buy-now, pay-later platformsInstant gratification can have long-term consequences.

See How the Democratic Candidates’ Tax Plans Would Affect You
A look into the political future.

Monday’s need-to-know money news

Today’s top story: SmartMoney podcast on how to pay off debt faster. Also in the news: What to expect when requesting a credit limit increase, why you should always pay in local currency when traveling, and 10 money mistakes millennials should avoid.

SmartMoney podcast: ‘How Can I Pay Off My Debt Faster?’
Tips from the experts.

Requesting a Credit Limit Increase? Here’s What to Expect
Question and answerr

Why You Should Always Pay in Local Currency When Traveling
Avoid markups and fees.

10 Money Mistakes Millennials Should Avoid (No. 10’s a Shocker)
These mistakes could come back to haunt you.

Wednesday’s need-to-know money news

Today’s top story: Is Premium Economy airfare worth the money? Also in the news: 6 common retirement mistakes and the simple solution to all of them, credit cards that go beyond rewards to cover travel costs, and how to protect your finances if you’re worried about a recession.

Is Premium Economy Airfare Worth the Money?
Make sure you’re getting your money’s worth.

6 common, costly retirement mistakes—and the one simple solution to all of them
Information is your biggest ally.

The Credit Cards That Go Beyond Rewards to Cover Travel Costs
Covering the small expenses.

Worried about a recession? Here are 4 ways to protect your finances
Turn your anxiety into action.

Is premium economy airfare worth the money?

As coach travel gets more cramped, airlines have added “premium economy” sections that promise more space and comfort — often at a substantially higher price.

Air carriers have discovered many travelers are willing to pay two or even three times the prevailing economy fare to escape the crowded confines of coach. The extra money is mostly profit for the airlines, which is why so many now offer this class of service.

But what you get can vary dramatically by airline. In my latest for the Associated Press, how to avoid a wasting money on an upgrade that just isn’t worth it.

Wednesday’s need-to-know money news

Today’s top story: One travel hacker’s favorite sweet spot redemptions. Also in the news: How your credit moves could send the wrong signal about you, how student loan fees work and what they cost, and MoviePass exposes credit card data of thousands of users.

One Travel Hacker’s Favorite Sweet Spot Redemptions
Stretching your miles further.

Do Your Credit Moves Send the Wrong Signal About You?
How to make sure you’re on the same page.

How Student Loan Fees Work and What They Cost
Don’t be caught by surprise.

MoviePass exposes credit card data of thousands of users
Check your accounts ASAP.