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Social Security rules

Q&A: Social Security disability benefit doesn’t increase at retirement age

July 27, 2026 By Liz Weston 2 Comments

Dear Liz: If someone is currently receiving Social Security disability payments, does the monthly dollar benefit change when they reach age 62 or at full retirement age?

Answer: Social Security disability payments convert to a retirement benefit when the recipient reaches their full retirement age, which is currently 67. The dollar amount doesn’t change, although recipients continue to get cost-of-living adjustments.

Filed Under: Q&A, Social Security Tagged With: COLA, cost-of-living adjustment, disability benefits, full retirement age, retirement income, retirement planning, Social Security benefits, Social Security disability, Social Security retirement benefits, Social Security rules, SSDI

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