Wednesday’s need-to-know money news

Today’s top story: How to choose a seat on a plane. Also in the news: Lock in your access to hotel refunds as travel remains iffy, and why your first credit card will likely not be a travel credit card.

How to Choose a Seat on a Plane
This basic component of air travel has become another way airlines tack on fees.

Lock In Your Access to Hotel Refunds as Travel Remains Iffy
Avoid third-party booking platforms and know the terms of your reservation to prepare for possible cancellation in case of travel interruptions.

Can Your First Credit Card Be a Travel Card?
Likely no, but you can offset travel costs by joining loyalty programs and opening a cash-back card in the meantime.