Today’s top story: NerdWallet’s best credit card tips for November. Also in the news: How credit card rewards can help pay for the holidays, what to do if your parents don’t have a retirement plan, and the pros and cons of a joint checking account with your parents.

NerdWallet’s Best Credit Card Tips for November 2016
Preparing for holiday spending.

How Credit Card Rewards Can Help Pay for the Holidays
Every little bit counts.

What to Do If Your Parents Don’t Have a Retirement Plan
An important conversation.

Helping out Mom or Dad with a joint checking account? Watch out
The pros and cons.