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earthquake

Q&A: Shake, rattle and … roll the dice without earthquake insurance?

August 7, 2024 By Liz Weston

Dear Liz: I live in Southern California and my homeowners insurance renews at the end of August. Should I consider buying earthquake insurance?

Answer: Insurance is meant to protect against catastrophic losses that we couldn’t easily pay out of pocket.

If you don’t have much equity in your home, or you’re willing to walk away from the equity you do have, then you can forgo earthquake insurance. Otherwise, you need the coverage.

The same is true for flood insurance, which is also not covered by the typical homeowners policy.

Filed Under: Insurance, Q&A Tagged With: earthquake, earthquake insurance, flood, flood insurance, homeowners insurance, homeownership

Wednesday’s need-to-know money news

September 20, 2017 By Liz Weston

Today’s top story: Want to graduate with minimal debt? Choose the right college. Also in the news: How to budget, save, and even win money with today’s prepaid debit cards, 5 key facts about earthquakes and insurance, and hackers are stealing home buyers’ down payments.

Want to Graduate With Minimal Debt? Choose the Right College
Comparison shopping.

Budget, Save, Even Win Money With Today’s Prepaid Debit Cards
Getting your spending in order.

5 Key Facts About Earthquakes and Insurance
Important information.

Hackers stealing home buyers’ down payments
Targeting hopes and dreams.

Filed Under: Liz's Blog Tagged With: college tuition, debt, down payments, earthquake, hackers, home buyers, Insurance, prepaid debit cards, scams

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