Monday’s need-to-know money news

Today’s top story: Starter credit cards are still a thing but are harder to get. Also in the news: A new episode of the SmartMoney podcast on debt and refinancing, debt management as an alternative to credit card relief, and should you let your insurance company track your driving?

Starter Credit Cards Are Still a Thing but Harder to Get
Starter credit cards have gotten harder to qualify for in recent years — but not impossible. And more options exist now.

Smart Money Podcast: The Psychology of Debt, and When to Refinance
People are having complicated feelings about plastic.

If Credit Card Relief’s a No-Go, Check Out Debt Management
Not everyone will qualify for hardship programs or find the terms affordable.

Should You Let Your Insurance Company Track Your Driving?
You could get a significant discount.

Thursday’s need-to-know money news

Today’s top story: How “maximizers” can cut decision making angst. Also in the news: Know the options and risks of credit card relief, 7 smart spending strategies in a tough economy, and how to set up an 80/20 budget. ”

How ‘Maximizers’ Can Cut Decision-Making Angst
Avoid analysis paralysis and buyer’s remorse by focusing on the goals behind a money decision, not all the choices.

If You Need Credit Card Relief, Know the Options and Risks
Hardship programs can help people who don’t have good options for paying their bills, but they carry some risks.

7 Smart Spending Strategies in a Tough Economy
Tough times require smarter spending.

How to Set Up an 80/20 Budget
Paying yourself first.