Friday’s need-to-know money news

Today’s top story: When and why you should open a CD. Also in the news: Increase credit limits now in case the economy worsens later, and if it is possible to live without credit cards, debit cards, and cash apps.

Ask a Nerd: When and Why Should I Open a CD?
Certificates of deposit are having a moment, but they’re best for specific savings goals.

Increase Credit Limits Now in Case the Economy Worsens Later
Consider increasing available credit on credit cards when your accounts and the economy are still in good standing.

Is It Possible to Live Without Credit Cards, Debit Cards, and Cash Apps?
Cash is the ultimate in anonymity—but it’s tough to live without a card or payment apps these days.

Monday’s need-to-know money news

Today’s top story: Small financial mistakes that could cost you big. Also in the news: Are certificates of deposit worth it right now, saving on vacations through Costco, and how changing your wireless plan could affect your credit report.

Small Financial Mistakes That Could Cost You Big
What looks like a small mistake could become expensive in the long run.

Are Certificates of Deposit Worth It Right Now?
Rates are climbing.

Costco Travel Vacations Pack Luxury and Value
Savings beyond the warehouse.

Sprint’s $15 unlimited data plan required a ‘hard pull’ credit report, and it’s not the only one
Changing your plan could impact your credit report.