Monday’s need-to-know money news

Today’s top story: Is your debt good or bad? Also in the news: How to get a copy of your tax returns or an IRS transcript, why you might not get $125 in Equifax settlement money, and 13 tips for throwing a budget-friendly kid’s birthday party.

Is Your Debt ‘Good’ or ‘Bad’? It Depends
How to determine what you’re dealing with.

How to Get an IRS Transcript or Copy of Your Tax Return
Keep a copy handy.

Why You Might Not Get $125 in Equifax Settlement Money
Don’t spend that money just yet.

13 Tips for Throwing a Budget-Friendly Kid’s Birthday Party
Cut costs without cutting the fun.