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auto-paying bills

Q&A: Are automatic renewals legal?

October 28, 2025 By Liz Weston Leave a Comment

Dear Liz: I paid for several magazine subscriptions online. At the end of the transaction, I received notice that I had also been signed up for automatic renewal. While I will be notified prior to the end of the current subscription period and given the opportunity to cancel the subscription, this seems like an underhanded way of subscriptions being renewed.

Answer: Many companies in recent years have adopted automatic renewal as a way to take advantage of customers’ inertia. Some companies have even made it difficult to cancel subscriptions as a way of further boosting profits.

Research led by the Stanford Graduate School of Business has found that this may be a short-sighted strategy. The researchers found that subscriptions that automatically cancel attract more customers than those that auto-renew. Many potential customers understand inertia as well and are more willing to try a subscription if they don’t feel locked in.

New York and California now have laws requiring businesses to get affirmative consumer consent before renewing subscriptions. Businesses must also provide an easy cancellation method.

If you’re not in one of those states, consider researching cancellation methods before you sign up for any new subscription. Avoid any company that makes it much harder to cancel than to subscribe. If you can sign up online, for example, you should be able to cancel online and not have to call in during limited business hours or visit a physical location. If you do subscribe, add a note to your calendar when the subscription or trial period ends, so you can evaluate whether you’re getting enough value to continue subscribing.

Filed Under: Legal Matters, Q&A Tagged With: auto-pay, auto-paying bills, auto-payments, auto-renewal, automatic payments, automatic renewals, automatic subscription renewal, subscriptions, what is auto-renewal

Wednesday’s need-to-know money news

May 17, 2017 By Liz Weston

Today’s top story: The high cost of bad credit. Also in the news: 5 tips to finding a cheaper flight, auto-paying bills by credit card, and United States workers are losing out on billions of dollars in pay.

How Costly Is Bad Credit? Many Don’t Know, Survey Shows
Ignorance isn’t bliss.

5 Tips to Find a Cheap Flight
Saving a little extra.

Auto-Paying Bills by Credit Card: Help or Hassle? Yes.
It can be both.

Every year, U.S. workers lose out on billions in pay
Getting what you deserve.

Filed Under: Liz's Blog Tagged With: airplane tickets, auto-paying bills, bad credit, employment, overtime, scams

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