Today’s top story: How to quickly drop holiday debt. Also in the news: What to know when you hire a tax pro, what to buy (and skip) in February, and when to add your kid as an authorized user on your credit card. How to Quickly Drop Holiday Debt Shake off those extra zeroes. What […]
Recent Blog Posts
Monday’s need-to-know money news
Today’s top story: Why credit cards are targeting ‘convenience’ spending. Also in the news: When you tax refund can hurt more than it can help, how to master the awkward financial talk, and why $3 million is the new $1 million when it comes to retirement. Why Credit Card Rewards Are Targeting ‘Convenience’ Spending Convenience […]
Q&A: Survivor benefits and earnings tests
Dear Liz: In a recent column, you suggested someone might not want to apply for early survivor benefits if they were still working because earnings over $18,240 will be reduced by $1 for every $2 earned. I don’t understand the logic. One can still earn $18,240, plus half of additional earnings plus the survivor benefit. […]
Q&A:Don’t make this mistake with your retirement savings
Dear Liz: My wife and I are in our mid-40s and planning to buy what likely will be the last house we’ll purchase. I’ve decided to withdraw around $15,000 from my IRA to buy down the rate, which will guarantee returns in the form of interest savings, even if those will be less than the […]
Friday’s need-to-know money news
Today’s top story: What you need to know about the new FICO score. Also in the news: 5 reasons to add beneficiaries to your investment accounts now, 5 home improvements that may not pay off when you sell, and what to do if you lose your credit or debit card while traveling. Worried About the […]
Thursday’s need-to-know money news
Today’s top story: Who should consider a Roth conversion now? Also in the news: Morgan Stanley’s new cash account, how to make a savings plan, and an important student loan deadline. Who Should Consider a Roth Conversion Now? The Secure Act brings new options. Should You Check Out Morgan Stanley’s New Cash Account? A look […]