Monday’s need-to-know money news

Today’s top story: Why credit cards are targeting ‘convenience’ spending. Also in the news: When you tax refund can hurt more than it can help, how to master the awkward financial talk, and why $3 million is the new $1 million when it comes to retirement.

Why Credit Card Rewards Are Targeting ‘Convenience’ Spending
Convenience comes at a cost.

Here’s When Your Tax Refund Can Hurt More Than Help
How to take control.

Mastering the Awkward Financial Talk
Few conversations spark as much anxiety as those about money.

Retirement dreams: $3 million is the new $1 million — here’s how to get there
You need to start early.

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