Monday’s need-to-know money news

Excellent Credit Score with writing hand

Excellent Credit Score with writing hand

Today’s top story: What can lead to a black mark on your credit report. Also in the news: Rules to follow for starting a business with a friend, how to reduce student loan costs, and the most undervalued cities in the United States.

What Will Leave a Black Mark on My Credit Report?
Discovering what qualifies for the dreaded black mark.

3 Rules For Starting A Business With A Friend
Get it all in writing.

5 Easy Ways to Reduce Student Loan Costs
Tips that can help you reduce what you owe and pay off your loans faster.

The U.S. Cities With the Most Undervalued (and Overvalued) Housing
Relocating? Here are a few cities to consider.