Friday’s need-to-know money news

download (1)Today’s top story: The best credit card freebies. Also in the news: Breaking bad money habits, the worst states for retirement, and apps that can save you money while shopping.

8 Credit Cards With Freebies
Perks from the get go.

5 Ways to Break Your Bad Money Habits
Breaking the cycle.

10 Worst States for Retirement
States to reconsider.

The “Cash Back” Apps That Can Actually Save You Money When Shopping
Take your smartphone shopping.