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Friday’s need-to-know money news

August 1, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: Social Security is in better shape than originally though. Also in the news: how to reduce your monthly expenses by having a “bill haggle day”, personal finance tips for recent college grads, and why you may want to wait before upgrading your cell phone.

4 Reasons Not to Panic About Social Security’s Future
Things aren’t as bad as we thought!

Have a “Bill Haggle Day” to Reduce Your Monthly Expenses
It may take multiple phone calls but it’s worth it.

4 Personal Finance Tips For Recent College Graduates
Don’t let your loans intimidate you.

Do the math before upgrading your cellphone
It could be worth waiting a bit to get the latest gadget.

The Most Important Tip For Avoiding Investment Fraud
You’ll want to remember this one.

Filed Under: Liz's Blog Tagged With: cell phones, college graduates, investment fraud, lifehacks, Social Security, Student Loans, tips

The lines at the Louvre: 3 ways to have a better time in Paris

August 1, 2014 By Liz Weston

Sainte-Chappelle
The stained glass of Sainte-Chappelle.

One thing that’s impossible to understand, no matter how many times we visit Paris: the long lines to get into the Louvre.

It’s not that the place isn’t amazing and an absolute must see. It’s that you can skip the lines simply by buying a Paris museum pass.

Even if you’re not big on museums, you’ll want to see the Louvre, the Musee d’Orsay (a grand converted train station with a wonderful collection of Impressionist art) and the lovely Rodin museum and gardens. The admission costs for those three museums equal about 28 euros and the two-day pass costs 42 euros.  You only have to hit a couple more places–such as the jewel-like Sainte-Chappelle, with its breathtaking stained glass; the Conciergerie, with Marie Antoinette’s pre-guillotine cell; the excellent, relatively new Branly, with its collection of African art; the Centre Pompidou modern art museum; the Towers of Notre Dame–to more than offset the cost. Even if you ignore those, you have to ask yourself: what’s your time on vacation worth? So little that you’re willing to spend hours queuing in the hot sun or pouring rain? C’mon, people.

With this in mind, here are three ways to have a better time in Paris without breaking your wallet:

Get the museum pass. It’s 42 euros for two days, 56 for four, 69 for six. Kids under 18 usually get free admission (although we did have to pay a small entrance fee for them at the sewer tour. Yes, there is such a thing, and it’s interesting, although alas you no longer get to ride down the sewers in a boat). Buy your pass at one of the less popular sites to save yourself a long line. The Crypt at Notre Dame is a good place (while you’re there, check out the interactive screens that let you view the cathedral’s construction and the surrounding town from various angles) or the aforementioned Branly, which is between the Eiffel Tower and the Invalides. Stores like FNAC also sell them, and you can check online for other sites.

Use public transport. The downside to Paris’ subway and bus system is that it’s so good, everybody uses it–which means it can be packed. Still, it’s a fast, cheap way to get from site to site. You’ll be using it enough that it makes sense to get a pass if you’re staying more than a couple of days. The tourist pass is easy to get but more expensive; Navigo passes (what locals use) are a little more hassle to get but make riding pretty cheap.

Dine for lunch, picnic for dinner. After several lengthy, heavy French dinners in a row, we decided our stomachs and our wallets would do better dining out at lunch and having lighter meals or picnics with cheese, meat and bread for dinner. Use TripAdvisor to find good places to eat; its reviews are far more robust than Yelp’s (meaning more places reviewed and more reviews per restaurant).

Filed Under: Liz's Blog Tagged With: museum passes, Paris, Paris metro passes, saving money, travel

Thursday’s need-to-know money news

July 31, 2014 By Liz Weston

santa snowmanToday’s top story: Why you should start your holiday shopping immediately. Also in the news: Having the money talk before your kids head to college, ten ways to untangle your finances, and myths first time home buyers shouldn’t fall for.

Why You Should Start Your Holiday Shopping Now
It’s never too early!

Kid going to college? Have the ‘money talk’
Don’t let them fall into the bad credit trap.

10 Ways To Declutter Your Finances
You don’t want them to look like last year’s Christmas lights.

First-Time Home Buyers: Don’t Fall for these Myths
Mythbusting!

Spend More, Save More: 7 Purchases That Pay Off in the Long Run
More money upfront could mean less down the road.

Filed Under: Liz's Blog Tagged With: college kids, hoilday shopping, home buyers, kids and money, mythbusting, tips

Wednesday’s need-to-know money news

July 30, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: What to do when your aging parents need financial help. Also in the news: three things homebuyers should know, but don’t, how to revive your New Year’s financial resolutions, and five things to ask an investment adviser before you turn over your money.

When Aging Parents Need Financial Help
How to deal with a delicate situation.

3 Things Homebuyers Should Know, But Don’t
These are important.

9 Ways to Revive Your New Year’s Financial Resolutions
Remember those resolutions?

5 questions advisers must answer before getting your money
Don’t give them your money without these answers.

5 Things You Should Probably Pay Someone Else to Do
DIY can become costly in the long run.

Filed Under: Liz's Blog Tagged With: aging parents, DIY, financial resolutions, homebuying, investment advisers, real estate

Tuesday’s need-to-know money news

July 29, 2014 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: six steps to building a bullet proof retirement portfolio. Also in the news: what your everyday expenses actually cost you, what you shouldn’t buy at a dollar store, and how to use Pinterest to map out your budget.

6 steps to a bulletproof retirement portfolio
How to get the ball rolling.

Take Control of Your Spending: What Everyday Expenses Actually Cost
You’ll be surprised by what you’re really spending.

5 things not to buy at dollar stores
In honor of Dollar Tree purchasing Family Dollar, find out which products aren’t worth the low price.

5 Ways to Use Pinterest to Plan Your Budget
The social media time vacuum could help you save money.

5 Times Credit Card Rewards Aren’t Worth It

Filed Under: Liz's Blog Tagged With: budgets, credit card rewards, dollar stores, Pinterest, Retirement

Monday’s need-to-know money news

July 28, 2014 By Liz Weston

power cord and us dollar, concept of expensive energy billToday’s top story: How to keep your energy costs down during summer’s hottest weeks. Also in the news: Why paying rent with a credit card could be a good thing, five signs of a financially needy friend, and lifehacks that’ll help you save money.

6 Ways to Beat the Heat Without Making Your Wallet Sweat
Staying cool and thrifty as the dog days of summer approach.

Paying rent with a credit card can make sense
Being rewarded for paying one of the essentials.

Time to Cut Them Off: 5 Signs You Have a Financially Needy Friend
Knowing when to say when.

Top 10 Mind Hacks To Help You Save More Money
Changing old habits and creating new ones.
12 personal finance moves you should make by 30
Tick-tock.

Filed Under: Liz's Blog Tagged With: credit card rewards, friends and money, lifehacks, rent, tips. cooling costs

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