Thursday’s need-to-know money news

Today’s top story: How to make saving for retirement easier. Also in the news: How to talk to a robo-advisor, switching from a debit card to a credit card, and why homebuyers with lower credit scores can pay thousands in extra mortgage costs.

Make Saving for Retirement Easier — Invest Some Fun
Taking the sting out of saving.

How to Talk to a Robo-Advisor
Getting the most from this innovative service.

How (and Why) I Persuaded My Husband to Switch to a Credit Card
Playing the rewards game.

Study: Homebuyers with lower credit scores pay extra $21,000 in mortgage costs
Work on your credit score before buying.

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